AV Preeminent Peer Rated Attorneys
Kathleen Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Kathleen Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Kathleen Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
  • Serving Kathleen, FL and Polk County, Florida

  • Law Firm with 1 lawyer1 award

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Pierce Guard Jr.
Bankruptcy Lawyer
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  • Serving Kathleen, FL and Polk County, Florida

  • Law Firm with 5 lawyers2 awards

  • A new approach to business advocacy.

  • Bankruptcy LawyersBanking Law, Creditors' Rights Law, and 3 more

  • Serving Kathleen, FL and Polk County, Florida

  • Law Firm with 1 lawyer3 awards

  • Experienced Florida Law Firm. Providing Quality Legal & Mediation Services Across Florida Since 2010.

  • Bankruptcy LawyersReal Estate, Commercial Real Estate, and 28 more

David Befeler
Bankruptcy Lawyer
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  • Serving Kathleen, FL and Polk County, Florida

  • Law Firm with 4 lawyers2 awards

  • Practicing throughout Central Florida Since 1985

  • Bankruptcy LawyersReal Estate, Real Property, and 86 more

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Sperry Law Firm

5.0
22 Reviews
  • Serving Kathleen, FL and Polk County, Florida

  • Law Firm with 2 lawyers2 awards

  • Providing prompt legal services in Real Estate Law, Estate Planning, and Business Law to clients throughout the Tampa Bay Area for over 20 years. At Sperry Law firm our clients are... Read More

  • Bankruptcy LawyersReal Estate Transactions / Title Insurance, Commercial Real Estate Transactions, and 121 more

Bruce J. Sperry
Managing Partner
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Looking for Bankruptcy Lawyers in Kathleen?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
94 %

49 Client Reviews

PEER REVIEWS
4.9

75 Peer Reviews

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

What can we do, how can you file if you have no money isn't this why you are filing?

Charles J Schneider
Answered by attorney Charles J Schneider (Unclaimed Profile)
Bankruptcy lawyer at Charles J. Schneider, P.C.
You are not filing because you have no money. You are probably filing because you may owe maybe 10 - 100 thousand dollars worth of debt. Your message does not reveal either what you are making nor what you owe. If all you owed was only $1,000 dollars you would probably pay it and not file Bankruptcy. By the way if you truly have no money and own nothing why then file bankruptcy? You can't take blood from a stone.
You are not filing because you have no money. You are probably filing because you may owe maybe 10 - 100 thousand dollars worth of debt. Your message does not reveal either what you are making nor what you owe. If all you owed was only $1,000 dollars you would probably pay it and not file Bankruptcy. By the way if you truly have no money and own nothing why then file bankruptcy? You can't take blood from a stone.
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Will the bank modify the loan to remove the husband's name?

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Answered by attorney Theodore L. Araujo (Unclaimed Profile)
Bankruptcy lawyer at Theodore Lyons Araujo
The bank may change the name but they will not. Transferring the property by quit claim Deed is always a mistake. First, it violates the mortgage unless you have the permission of the Note Holder to do so, and, again, that is never given. When you change the Deed without the permission of the Note holder you are in default under the Note and Mortgage even if you are current with the payments. Taking someone's name off the Deed if they are going to file bankruptcy waives the exemption, and means nothing because it would be a fraudulent transfer and the Trustee can take the house. Even if your attorney lies to the Trustee in the paperwork you will be unable to sell the house in the future if it is not listed in the Bankruptcy petition.
The bank may change the name but they will not. Transferring the property by quit claim Deed is always a mistake. First, it violates the mortgage unless you have the permission of the Note Holder to do so, and, again, that is never given. When you change the Deed without the permission of the Note holder you are in default under the Note and Mortgage even if you are current with the payments. Taking someone's name off the Deed if they are going to file bankruptcy waives the exemption, and means nothing because it would be a fraudulent transfer and the Trustee can take the house. Even if your attorney lies to the Trustee in the paperwork you will be unable to sell the house in the future if it is not listed in the Bankruptcy petition.
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I filed bankruptcy in 2006 since then I have so far in debt I was unemployed for 15 months can I file again?

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Answered by attorney Roger J Bus (Unclaimed Profile)
Bankruptcy lawyer at Debt Relief Law Center
You may want to consider filing a Chapter 13 bill repayment plan based on your ability to repay. So even though you are not eligible for Chapter 7 relief yet, you are able to file Chapter 13.
You may want to consider filing a Chapter 13 bill repayment plan based on your ability to repay. So even though you are not eligible for Chapter 7 relief yet, you are able to file Chapter 13.
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