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Hillburn Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Hillburn Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Hillburn Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
  • 72 Horton Rd., Washingtonville, NY 10992-1435

  • 500 Mamaroneck Avenue, Harrison, NY 10528

  • 225 Dolson Ave., Ste. 201, Middletown, NY 10940-6570

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  • 116 Radio Circle Dr., Ste. 307, Mount Kisco, NY 10549-2631

  • 31 Overlook Drive, Chappaqua, NY 10514-2801

  • 55 Overlook Terrace, Suite 1H, New York, NY 10033-2206

  • 700 White Plains Rd., Ste. 240, Scarsdale, NY 10583

  • 690 Mace Avenue, Bronx, NY 10467

  • 225 Parkway Dr., New Windsor, NY 12553-7334

  • 31 Croton Avenue, Ossining, NY 10562

  • 80 Mill Street, Putnam Valley, NY 10579

  • 806 South St., Peekskill, NY 10566

  • 29 Lawrence Road, Scarsdale, NY 10583

  • 445 Hamilton Avenue, Suite 1102, White Plains, NY 10601

  • 328 N. Broadway, 2nd Fl., Upper Nyack, NY 10960

  • 633 Lydig Avenue, Bronx, NY 10462

  • 656 Yonkers Avenue, Yonkers, NY 10704

  • 3199 Albany Post Rd., Ste. 266, Buchanan, NY 10511-1641

  • 9 Balanchine Ct., Monsey, NY 10952-4535

  • 50 Main St., Mount Kisco, NY 10549-3922

  • 2 Gannett Dr., Ste. 102, White Plains, NY 10604-3404

  • 401 East Main Street, Middletown, NY 10940

  • 1 South Madison Ave., Spring Valley, NY 10977

  • 235 Main Street, White Plains, NY 10601-2411

  • 455 Route 306, Monsey, NY 10952-1209

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The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Can I sell a house after the loan wasn't reaffirmed?

Susan Green Taylor
Answered by attorney Susan Green Taylor (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Susan G. Taylor
Absolutely! You have all benefits of ownership after filing Ch. 7 bankruptcy regarding your home, even though you didn't formally reaffirm that debt with the lender. You simply had no personal liability after your Ch. 7 discharge, that is, had you defaulted on the loan the lender could not have sued you for a deficiency. If you can't sell the house but need to relocate for a job or have found a better deal, you can stop making payments & let the home be foreclosed without fear of being sued for the difference in what you owe & what the lender recovers at the foreclosure sale. Hope this was helpful.
Absolutely! You have all benefits of ownership after filing Ch. 7 bankruptcy regarding your home, even though you didn't formally reaffirm that debt with the lender. You simply had no personal liability after your Ch. 7 discharge, that is, had you defaulted on the loan the lender could not have sued you for a deficiency. If you can't sell the house but need to relocate for a job or have found a better deal, you can stop making payments & let the home be foreclosed without fear of being sued for the difference in what you owe & what the lender recovers at the foreclosure sale. Hope this was helpful.
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Can I still file after I consolidated my credit card debt thru a third party program to get on an affordable payment plan and living expenses?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
You can file a bankruptcy but depending on WHEN you took out the consolidation loan, you may not be eligible to ELIMINATE this debt in a bankruptcy. See 11 USC sec 523 for more information.
You can file a bankruptcy but depending on WHEN you took out the consolidation loan, you may not be eligible to ELIMINATE this debt in a bankruptcy. See 11 USC sec 523 for more information.
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How do I know if I should file a chapter 7 or 13 bankruptcy?

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Answered by attorney Gregory J Wald (Unclaimed Profile)
Bankruptcy lawyer at Gregory J. Wald
You don't give sufficient information to make a determination at to what chapter of bankruptcy you should file. You may or may not be eligible to file a Chapter 7 case depending on your income and whether or not you have filed a bankruptcy previously. There are many factors that go into this determination and an office consultation with an experienced bankruptcy attorney is critical. Trying to do this on your own is almost like operating on yourself. Its not illegal, but its probably not a good idea. Did you know that you are not required to pay your debts in full in Chapter 13? The payment is based on what is reasonably affordable to you, and not on the amount that you owe.
You don't give sufficient information to make a determination at to what chapter of bankruptcy you should file. You may or may not be eligible to file a Chapter 7 case depending on your income and whether or not you have filed a bankruptcy previously. There are many factors that go into this determination and an office consultation with an experienced bankruptcy attorney is critical. Trying to do this on your own is almost like operating on yourself. Its not illegal, but its probably not a good idea. Did you know that you are not required to pay your debts in full in Chapter 13? The payment is based on what is reasonably affordable to you, and not on the amount that you owe.
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