Columbia County, GA Bankruptcy Law Firms & Lawyers

Only if the Chapter 7 was filed more than 8 years ago. In some cases you are disqualified from filing a bankruptcy case within 6 months of a former case and you need to consult with your attorney about your eligibility for another bankruptcy and the limitations on the automatic stay that may apply to the new case.

You can contact the case trustee, the United States Trustee or simply send a letter to the court with your concerns about inaccuracies on her papers. The United States Trustee's website even has a link to report potential bankruptcy crimes. Your allegations can get the ex in serious trouble so be sure your motives are based on a desire for justice NOT for revenge. If you are concerned that debts your ex was ordered to pay in your divorce will be discharged in the bankruptcy, you may be right. However, you still have the option of asking the divorce court to enforce your divorce decree. You may also want to seek advice for your own situation if your joint debts are discharged. You will still be responsible for any debts you co-signed for regardless of the wording in your divorce decree or any verbal arrangement you had with your ex.

Yes, most likely. But, if there is fraud associated with a debt, or some other grounds worthy of nondischargeability, it's possible that the debt could survive bankruptcy. In most cases, the creditor would need to file an adversary proceeding.