AV Preeminent Peer Rated Attorneys
Cold Brook Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Cold Brook Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Cold Brook Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Getnick Livingston Atkinson & Priore, LLP

  • 258 Genesee Street, Suite 401, Utica, NY 13502-4642

Lawyers At This Firm

Manne & Humpf, PLLC

4.8
33 Reviews

  • 107 Court Street, Herkimer, NY 13350-1923

  • Law Firm with 1 lawyer2 awards

  • Personal, Professional Representation since 1993.

  • Bankruptcy LawyersGeneral Practice, Annulment, and 62 more

Karl E. Manne
Bankruptcy Lawyer
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Peter M. Hobaica, LLC

4.7
12 Reviews

  • 2045 Genesee Street, Utica, NY 13501-5927

  • Law Firm with 3 lawyers2 awards

  • Representing People Who Are Seriously Injured

  • Bankruptcy LawyersPersonal Injury, Medical Malpractice, and 74 more

  • Free Consultation

Peter W. Hobaica
Bankruptcy Lawyer
Other Lawyers At This Firm
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Manne & Humpf, PLLC

4.8
33 Reviews

  • Serving Cold Brook, NY and Herkimer County, New York

  • Law Firm with 1 lawyer2 awards

  • Personal, Professional Representation since 1993.

  • Bankruptcy LawyersGeneral Practice, Annulment, and 62 more

Karl E. Manne
Bankruptcy Lawyer
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Brad S. Margolis, Attorney at Law

  • 2600 Oneida St., Utica, NY 13501-6311

Jacoby & Meyers Bankruptcy Law

  • 2108 Genesee Street, Utica, NY 13502

Kernan and Kernan, P.C.

  • 185 Genesee St., Ste. 1401, Utica, NY 13501

Lawyers At This Firm

Saunders Kahler, L.L.P.

  • 185 Genesee St., Ste. 1400, Utica, NY 13501-2194

Lawyers At This Firm

Martin J. Daly Attorney at Law

  • 185 Genesee St., Ste. 1200, Utica, NY 13501

Michael G. Putter

  • 8703 Turin Road, Rome, NY 13442-0509

Carolyn J. Cooley

  • New Hartford, NY 13413-0873

Giruzzi Law Offices

  • 301 Bleecker St., Utica, NY 13501

Lawyers At This Firm

Longeretta Law Firm

  • 298 Genesee Street, Utica, NY 13502

Helmer Johnson & Kenealy

  • 405 Court Street, Utica, NY 13502

Bennett Law Offices

  • 123 Court Street, Herkimer, NY 13350

Levitt & Gordon

  • 91 Genesee Street, New Hartford, NY 13413-0097

Lawyers At This Firm

David G. Goldbas Attorney at Law

  • 185 Genesee St., Ste. 905, Utica, NY 13501

Charles E. Crandall, Jr., Charles E. Crandall, III and John H. Crandall

  • 410 North Main Street, Herkimer, NY 13350

Brindisi, Murad, Brindisi & Pearlman, LLP

  • 2713 Genesee Street, Utica, NY 13501

Lawyers At This Firm

Edward Kaminski Law Office

  • 185 Genesee St., Ste. 911, Utica, NY 13501-2109

Callanen, Foley & Hobika, L.L.P.

  • 1417 Genesee St., Utica, NY 13501

Ann W. Manion

  • 2106 Genesee St., Utica, NY 13502

Thomas P. Hughes

  • 23 Oxford Rd., New Hartford, NY 13413

Joseph A. Markason

  • One Campbell Ave., New York Mills, NY 13417-1101

Castle Law Firm

  • 110 W. Albany St., Herkimer, NY 13350-1901

Lawyers At This Firm

Cummings, Dunckel & Campany, LLP

  • Lowville, NY 13357-0311

Lawyers At This Firm

Rossi & Murnane

  • 587 Main St., Ste. 302, New York Mills, NY 13417-1481

Lawyers At This Firm

Ronald Shields Cook, Attorney at Law

  • 326 Broad Street, Utica, NY 11301

Gorman, Waszkiewicz, Gorman & Schmitt

  • 1508 Genesee Street, Utica, NY 13502-5178

Lawyers At This Firm

Lisa P. Denman, Attorney at Law

  • 4 Riverside Dr., Ste. 258, Utica, NY 13502

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Additional Resources

Looking for Bankruptcy Lawyers in Cold Brook?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
81 %

90 Client Reviews

PEER REVIEWS
4.3

179 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

My wife co-signed for her mother on a bank credit card. Now married, my mother is filing bankruptcy. Will my wife be paying?

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Answered by attorney Sanaz Sarah Bereliani (Unclaimed Profile)
Bankruptcy lawyer at Bereliani Law Firm, PC
As a cosigner your wife is responsible for debts not paid by the original card signer, that is the meaning of co-signer. You can attempt to take your wife's name off as co-signer but I doubt the credit card company will allow this as that was a condition of granting the card. Once your mother in law files for bankruptcy they cannot collect the debt from her and will next pursue to collect the funds from your wife. You can choose to pay them off through a lump sum settlement or continue regular payments. If you have other debts yourselves, you can file for bankruptcy. It all depends on your situation. I'd recommend consulting an attorney.
As a cosigner your wife is responsible for debts not paid by the original card signer, that is the meaning of co-signer. You can attempt to take your wife's name off as co-signer but I doubt the credit card company will allow this as that was a condition of granting the card. Once your mother in law files for bankruptcy they cannot collect the debt from her and will next pursue to collect the funds from your wife. You can choose to pay them off through a lump sum settlement or continue regular payments. If you have other debts yourselves, you can file for bankruptcy. It all depends on your situation. I'd recommend consulting an attorney.
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How am I still responsible for a mortgage after Chapter 7 bankruptcy?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
If you received a Chapter 7 discharge, you no longer have a personal responsibility to pay the mortgage. The bank is confused and is sending you information in an attempt to be helpful since your name is on the mortgage.
If you received a Chapter 7 discharge, you no longer have a personal responsibility to pay the mortgage. The bank is confused and is sending you information in an attempt to be helpful since your name is on the mortgage.
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Will his bankruptcy affect the profit of my home sale?

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Answered by attorney Ronald Karl Nims (Unclaimed Profile)
Bankruptcy lawyer at Ronald K. Nims
The first question is, why did your ex quit claim his part of the house to you? If it was part of the divorce settlement, you're OK. If he just handed it to you with no reason, the trustee in his bankruptcy might be asking for 1/2 the house to be turned over to him/her. Assuming that's not a problem, since you own the house, all of the profit on the sale is yours. There is a $500,000 exemption for the profit on the sale of your primary residence, so you probably won't have to pay any income tax on the sale.
The first question is, why did your ex quit claim his part of the house to you? If it was part of the divorce settlement, you're OK. If he just handed it to you with no reason, the trustee in his bankruptcy might be asking for 1/2 the house to be turned over to him/her. Assuming that's not a problem, since you own the house, all of the profit on the sale is yours. There is a $500,000 exemption for the profit on the sale of your primary residence, so you probably won't have to pay any income tax on the sale.
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