AV Preeminent Peer Rated Attorneys
Carmel Valley Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Carmel Valley Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Carmel Valley Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Baker Manock & Jensen, PC

4.6
110 Reviews

  • Serving Carmel Valley, CA and Monterey County, California

  • Law Firm with 28 lawyers2 awards

  • Baker Manock & Jensen is one of the oldest and most widely respected law firms in Central California.Although we are located in Fresno, many of our specialty practices are... Read More

  • Bankruptcy LawyersCivil Litigation, Trial Practice, and 176 more

Jan T. Perkins
Bankruptcy Lawyer
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Noland, Hamerly, Etienne & Hoss A Professional Corporation

4.5
106 Reviews

  • Serving Carmel Valley, CA and Monterey County, California

  • Law Firm with 20 lawyers2 awards

  • The largest law firm on the Central Coast with experienced attorneys specializing in a full array of professional legal services. Stability, Service and Commitment to our... Read More

  • Bankruptcy LawyersBusiness Law, Commercial Litigation, and 81 more

Timothy J. Baldwin
Bankruptcy Lawyer
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Looking for Bankruptcy Lawyers in Carmel Valley?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

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The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
50 %

8 Client Reviews

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4.6

204 Peer Reviews

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

What happens if I stop making payments on an RV loan include in Chapter 7 from 3 years ago?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
I don't know whether your bank required you to agree to "set off" or "cross collateralization" provisions when they granted you any of these loans. If your bank included these terms as part of the loan, the result is that a loan for one is essentially a loan for all. Which is why it is a bad idea to be loyal to one financial institution. Unless you kept the loan documents, you will need to ask the bank for back up copies and take them to your attorney for review.
I don't know whether your bank required you to agree to "set off" or "cross collateralization" provisions when they granted you any of these loans. If your bank included these terms as part of the loan, the result is that a loan for one is essentially a loan for all. Which is why it is a bad idea to be loyal to one financial institution. Unless you kept the loan documents, you will need to ask the bank for back up copies and take them to your attorney for review.
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When can a new bankruptcy be filed if a chapter 7 was filed on 31 March 2005?

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Answered by attorney Javed Inam Ellahie (Unclaimed Profile)
Bankruptcy lawyer at Ellahie Law Firm
*This might be helpful:* * * *Waiting to Re-file Bankruptcy* 8 years between filing two chapter 7 (11 USC 727(a)(8))[1]bankruptcies (assuming you got your discharge) 2 years between Chapter 13 cases (11 USC 1328(f)(2))[2] 4 years between a 7 and a 13 (11 USC 1328(f)(1) 6 years between a 13 and a 7 (if the percentage to the unsecured creditors was under 70%) (11 USC 727(a)(9)[3] *Can file New bk if Old filed at least:* *Discharged Old case was* *Can file* 8 years ago 7,11 or 13 7 or 13 6 years ago 13 7 or 13 4 years ago 7,11 or 13 13 only (& 7 if old 13 paid 70% & best effort or 100%) 2 years ago 13 13 only
*This might be helpful:* * * *Waiting to Re-file Bankruptcy* 8 years between filing two chapter 7 (11 USC 727(a)(8))[1]bankruptcies (assuming you got your discharge) 2 years between Chapter 13 cases (11 USC 1328(f)(2))[2] 4 years between a 7 and a 13 (11 USC 1328(f)(1) 6 years between a 13 and a 7 (if the percentage to the unsecured creditors was under 70%) (11 USC 727(a)(9)[3] *Can file New bk if Old filed at least:* *Discharged Old case was* *Can file* 8 years ago 7,11 or 13 7 or 13 6 years ago 13 7 or 13 4 years ago 7,11 or 13 13 only (& 7 if old 13 paid 70% & best effort or 100%) 2 years ago 13 13 only
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Can I file bankruptcy on a car repossession

Mark J Markus
Answered by attorney Mark J Markus
Bankruptcy lawyer at Law Office of Mark J. Markus
I'm not sure what you mean by "file bankruptcy on".   You can of course file bankruptcy if you are eligible to do so. If you're asking whether or not the debt you owe on your vehicle would be discharged in a bankruptcy case, the answer is yes, that is a dischargeable debt. If you're asking whether you can get the vehicle back by filing a bankruptcy, so you can catch up on the payments and then remain current thereafter, the answer is: it depends on when the vehicle was repossessed, whether it has already been sold, and other factors. You need to have a consultation with a bankruptcy attorney in your area for more details. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.  
I'm not sure what you mean by "file bankruptcy on".   You can of course file bankruptcy if you are eligible to do so. If you're asking whether or not the debt you owe on your vehicle would be discharged in a bankruptcy case, the answer is yes, that is a dischargeable debt. If you're asking whether you can get the vehicle back by filing a bankruptcy, so you can catch up on the payments and then remain current thereafter, the answer is: it depends on when the vehicle was repossessed, whether it has already been sold, and other factors. You need to have a consultation with a bankruptcy attorney in your area for more details. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.  
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