AV Preeminent Peer Rated Attorneys
Brownfield Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
ADVERTISEMENT
  • 508 W. Broadway, Brownfield, TX 79316-0352, U.S.A.

Ask a Lawyer

Additional Resources

Looking for Bankruptcy Lawyers in Brownfield?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

I would like to know if you could file bankruptcy on your own if you are married?

default-avatar
Answered by attorney Bernal Peter Ojeda (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Bernal P. Ojeda
Yes you can file separately from your husband however you need to disclose his income and all community assets. So his retirement, accounts, must also be disclosed.
Yes you can file separately from your husband however you need to disclose his income and all community assets. So his retirement, accounts, must also be disclosed.
Read More Read Less

Is there any possible way to keep a car when filing a chapter 7?

Cary Sawyer Smalley
Answered by attorney Cary Sawyer Smalley (Unclaimed Profile)
Bankruptcy lawyer at The Smalley Law Firm, LLC
Yes, each debtor is entitled to exempt one vehicle in Chapter 7. As long as you continue to make your payments you can keep your vehicle.
Yes, each debtor is entitled to exempt one vehicle in Chapter 7. As long as you continue to make your payments you can keep your vehicle.

If bankruptcy didn't reaffirm my home, can I still walk away anytime?

default-avatar
Answered by attorney Kathryn Ursula Tokarska (Unclaimed Profile)
Bankruptcy lawyer at Law Offices of Kathryn Tokarska
The following answer applies to California jurisdiction only. I don't know of any local bankruptcy attorney who would condone or suggest to a client that they reaffirm a mortgage debt. It is not in your best interest to do that so the fact that you did not reaffirm is not a bad thing. If at some point you can't afford to make the payments anymore because you have filed and received a discharge in bankruptcy AND because you have NOT reaffirmed the debt you can walk away from the property. The only remedy the creditor(s) have is to take the property, they cannot sue you for any deficiency or attempt to collect from you. The protection of the bankruptcy discharge makes any such collections illegal. A loan modification, should you get one, would not change this result. Refinancing however would because when you refinance you get a new loan and in your case it would be a loan acquired after the bankruptcy had already been filed. Hope this perspective helps. Take care.
The following answer applies to California jurisdiction only. I don't know of any local bankruptcy attorney who would condone or suggest to a client that they reaffirm a mortgage debt. It is not in your best interest to do that so the fact that you did not reaffirm is not a bad thing. If at some point you can't afford to make the payments anymore because you have filed and received a discharge in bankruptcy AND because you have NOT reaffirmed the debt you can walk away from the property. The only remedy the creditor(s) have is to take the property, they cannot sue you for any deficiency or attempt to collect from you. The protection of the bankruptcy discharge makes any such collections illegal. A loan modification, should you get one, would not change this result. Refinancing however would because when you refinance you get a new loan and in your case it would be a loan acquired after the bankruptcy had already been filed. Hope this perspective helps. Take care.
Read More Read Less