Belding, MI Bankruptcy Law Firms & Lawyers

You should contact the people involved and explain the situation regarding mistaken or stolen identity. The bank should be able to give you contact information for the person or entity that forced an involuntary withdrawal from your bank account. Then you should explain the situation to the people responsible for invading your account. As for the bankruptcy case, contact the sender of the letters you are getting from the bankruptcy court. Explain that you never filed a bankruptcy petition, and you would like the court's help in getting to the bottom of the problem. To check whether someone filed a bankruptcy case in your name, you can go to the clerk's office of the court where the case was filed and check the "debtor index" for your name. If your name appears with a bankruptcy case number, you can get the clerk to show you a copy of the bankruptcy papers filed under your name. If you can't obtain satisfaction from the people who are taking action against you, you will need an attorney to get a judge to issue orders that will straighten out the matter.

Yes, generally it will be considered in your CMI (current monthly income), but you'll also get a higher median income if you're legally responsible for a minor child.

Yes, her liability to pay is discharged through bankruptcy. Yours is not. You can continue to pay the debt, or if you do not want to do so you need to negotiate with the creditor to come to a resolution or file bankruptcy yourself. If she took on the liability to pay in the divorce then potentially the debt is nondischargeable in bankruptcy. Whatever you pay the creditor to resolve the debt you can collect from her.