Belding, MI Bankruptcy Law Firms & Lawyers

If you are not on the title and loan, there is little that you can do short of getting an pendente lite order in your divorce proceedings or speaking directly to car company and working out some sort of arrangement.

Question: Should I pay my car off to build my credit or file it in a chapter 7? *- not sure what you mean by "file it" in a chapter 7 .* Question Detail: I currently have debt that needs to be filed in bankruptcy, and need to know if I should pay my car off at income tax or just file it in a chapter 7 because my credit is bad anyway.* - If you want to keep the car, then keep making the payments on it, even during the bankruptcy because its a Schedule D secured creditor claim and you can reaffirm that debt in bankruptcy if you want to keep the car. Filing a chapter 7 and wiping out your debt will repair your credit faster generally. *

There is no statute of limitations on Ohio taxes. The biggest issue after this much time is proving whether they were paid. - records get lost, memories get foggy. Remember, Ohio doesn't have to prove that you owe the taxes, you have to prove that you don't owe. When the Ohio Department of Taxation issued the assessment (many years ago), you needed to respond to it immediately.Ohio is very reasonable in dealing with these issues, however, once the assessment passes 90 days without being challenged, it's set in stone.