Annandale, NJ Bankruptcy Law Firms & Lawyers

The references to "they" and "someone" confuse, but in general, a judicial lien can be avoided (removed) during the pendency of a bankruptcy case, if it impairs the bankruptcy debtor's exemption. Pursuant to Bankruptcy Code section 522(f), this-here San Diego bankruptcy lawyer routinely avoids judgment liens that had been recorded prior to the bankruptcy filing. This answer (by San Diego bankruptcy attorney, Asaph Abrams) doesn't address all facts & implications of the question; it's general info, not legal advice to be relied upon. It creates no attorney-client relationship; it may be pertinent to CA and/or its Southern District Bankruptcy Court only, and it's independent of other answers. It may be time sensitive, as in past the "Use by" date: laws and case law change. Hire legal counsel before acting or refraining from bankruptcy or legal action.

After bankruptcy you no longer have personal liability for your mortgage. The lender, however, retains its security interest in the property and can foreclose if payments are not being made.

First, how did you get permission from the Court to take a high interest unsecured credit card loan, while in a Chapter 13? Second, Garnishments are only done one at a time, but they wait in a line and when one ends, the next one begins, as long as they are taking out the maximum on the first garnishment.