Depending on your specific circumstances, we can advise you as to which of the chapters best suits your situation. There are a number of bankruptcy chapters to consider. Allow us to be your guide. Your first step should be to consult with the best bankruptcy attorney in Savannah and Hinesville, GA - John E. Pytte, who specializes in Chapters 13 and 7 bankruptcy and liquidation, discharges, debt relief, stop foreclosures, stop repossessions, business and personal tax, and more.
Chapter 7 bankruptcy is the type of bankruptcy most people will ultimately file. There are restrictions that you must pass for a Chapter 7 in order to qualify. Your bankruptcy attorney in Savannah, John E. Pytte, can help you sort through the paperwork. Generally, he will recommend Chapter 7, if you:
Have low income or no income
· Are left with little or no income after your essential bills are paid
· Have very little equity in your home or if you rent
· Own only a few or no assets other than your clothes and furniture
The specifics vary somewhat from state to state. In most cases, exemptions such as your home, car, tools, work equipment and other essentials are allowed. If you are facing a critical financial situation, relief is a phone call away. If you are tired of bill collectors and their harassing phone calls and threats - or if the pressure is affecting your mental health, a call your bankruptcy attorney in Savannah, John E. Pytte, so that he can set you on a path towards resolution and a new start.
Mr. Pytte offers an initial consultation at no charge and provides affordable services. Call us today to schedule an appointment in Savannah or Hinesville, GA.
