Mr. Thomas Philip Kelly III

Talking with this lawyer over the phone about a case that I am dealing with, he was very helpful and knew exactly what was going on. I ended up not needing him at this point but if I do, I will call him.

Doing a bankruptcy was one of the hardest decisions I’ve made. A lot of anxiety, stress, and having to lay out what I felt were failures. From my first phone call with Mr. Kelly, I felt better about the process. I had credit cards calling and making threats and didn’t even want to open the mail. He just took all the documents and entered all of them on the lists, and he gave me checklists of everything I needed to do. It really was painless, and a huge weight has been lifted from me.

Had big medical bills and my insurance didn't cover all of it. Had to file bankruptcy to discharge it. Did not want to, and really felt like a failure. Could not have asked for better help. I only had to meet with a court trustee for 10 minutes, and the rest was just painless paperwork and Tom handled it all for me. So relieved.

I really needed a good bankruptcy attorney to help me with a growing financial problem, and had no idea where to turn. I didn’t know anything about bankruptcy, and I was anxious about it.
A friend referred me to Tom, and he put together a long-term game plan that worked. He was fantastic about returning calls and responding to emails, and always took the time to explain the steps I was taking. I cannot tell you how relieved I am this it is behind me. Thanks Tom!!!!

I hired Mr. Kelly for help with my giant debts. Nobody likes to talk about bankruptcy. Even the thought of it made me anxious. But Mr. Kelly met with me for a first consultation that was free. He was very knowledgeable, and I really liked the way he spoke to me. No judgment or tone, and it’s pretty clear he has the same anger at the banks that I have. But what was best is that there was no pressure file right away. If you are hesitant about bankruptcy, give him a call. He helped me a lot.

I was referred to Tom Kelly by a close friend, and I am so grateful for his help. I did not want to file bankruptcy, or even if I should. Tom spent a long time with me explaining the process, and he made it very clear and easy to follow. It took a bit to get my case started because I had to get some information to him, but he kept in touch with me and gave me some reminders. Did a 7 which wiped out the mountain of credit card debt I had built up when my hours got cut at work. So relieved!

Tom turned my life around. I lost my job and was living on credit cards to keep going. The banks had filed three lawsuits against me and starting trying to take the only money I had left in my bank accounts. It was awful, and couldn’t sleep. Bankruptcy felt like failure, and it was humiliating to have to start calling attorneys. I spoke with several, and Mr. Kelly spent almost an hour on the phone with me explaining the process, and I felt so much better after talking to him. Tom really helped.

I walked into Tom's office penniless, hopeless and literally broke. Buried in debt with over $500,000 in CC's and student loan debt compounding at 8% to 12.5% my future was bleak. With judgments, liens, private student loans defaults and federal student loans defaults there was no way out. That is until Tom took me down the proper path. Professional, caring and passionate is how Tom conducts himself. I owe him my life and will always be indebted to him. Thank you cannot describe my gratitude!

I hired Mr. Kelly to deal with my financial mess and loan mod nightmare. Run-around by the bank, endless demands for documents, and they kept wanting new paystubs because of their delays. Mr. Kelly wrote them a letter telling them he was going to sue them for what they did, and that was all it took. All of sudden they “discovered” a “processing error” and got my loan mod papers! Still have to do bankruptcy, but he saved out house. Thank you!!!

I was facing a serious financial situation, and I met with Mr. Kelly because I thought I would have to file for bankruptcy. I really did not want to, but he was able to provide me with several different options, and I hired him to form a plan to handle my situation that avoided a bankruptcy. The plan worked, and I cannot thank him enough for the work he put into helping me.