Patricia concentrates her practice on insurance coverage, bad faith disputes and special insurance investigations. She regularly provides guidance to national and global insurance carriers concerning coverage issues and litigates coverage and bad faith claims brought against them.
Patricia routinely provides counsel and defense of issues arising from commercial, personal, specialty property and casualty policies, professional liability policies, health/life policies and workers' compensation policies. She has tried a wide range of bad faith lawsuits in both state and federal court and has substantial experience handling complex discovery issues presented in bad faith lawsuits. Patricia also focuses her practice on the investigation, defense and affirmative prosecution of fraudulent claims. She has extensive experience with cases involving medical provider fraud, claimant fraud, insurance claim inflation, staged accidents, application/rate evasion fraud, workers' compensation fraud and automobile thefts.
While a large portion of Patricia’s practice is focused on insurance coverage, special insurance investigations and bad faith disputes, she also is experienced in employment law defending public entities and private employers from discrimination and retaliation claims, state whistleblower suits, and employment claims filed under Section 1983, such as those arising under the First and Fourteenth Amendments. She also has represented employers before the National Labor Relations Board, the Pennsylvania Human Relations Commission, the EEOC, various county courts of common pleas, Commonwealth Court of Pennsylvania, Superior Court of Pennsylvania, the United States District Court for the Western District of Pennsylvania, and the United States District Court of Appeals for the Third Circuit.
Further, Patricia's experience also includes the defense of claims for intentional torts, civil rights violations, and any claim that may fall under a public entity's errors and omissions policy, employment policy, or general liability policy. She has tried numerous civil rights cases to verdict, including claims arising out of police pursuits, false arrests, excessive use of force, denial of due process, and zoning matters.
In 1986, Patricia received a Bachelor of Science in Business Administration from the University of Florida, and in 1990, she achieved her juris doctor from the University of Pittsburgh. Throughout her legal career, Patricia has been an active trial lawyer and was elected as a shareholder with Marshall Dennehey in 1999. Her past experience also includes service in the role of solicitor to local municipalities. Patricia is a frequent speaker on employment and insurance coverage topics and has authored several articles for the firm's Defense Digest. She has received an AV Preeminent rating by Martindale-Hubbell.
Honors & Awards
•AV Preeminent by Martindale-Hubbell
•Best Lawyers in America, Insurance Law (2024-2026)
•The Best Lawyers in America, Litigation - Insurance (2026)
Classes/Seminars Taught
•Defense Litigation: Key Concepts and Current Developments, Marshall Dennehey Client Seminar, March 2026
•Defense Perspectives: Bodily Injury and Bad Faith Claims, Marshall Dennehey Client Seminar, April 2025
•Handling UM/UIM Cases in Pennsylvania, Marshall Dennehey Client Webinar, May, 2021
•Employment Liability in the Cyber Age, Marshall Dennehey / AIG Employment Seminar, Pittsburgh, PA, May 2, 2013
•Speaker on various topics including employment claims, civil rights litigation, federal practice and insurance bad faith
Published Works
•'Pa. Supreme Court Evaluates Constitutional Parameters of a Jury's Punitive Damage Award,' Pennsylvania Law Weekly, October 3, 2023
•“I’ve Been Served With a Writ of Summons. Now What?,” Defense Digest, December 2018, Vol. 24, No. 4
•'Defending Claims While Working Within the Tripartite Relationship,' The Legal Intelligencer, Insurance Law Supplement, August 30, 2016
•'When is an Accident Not an Accident?' Life, Health & Disability, the newsletter of the DRI's Life, Health & Disability Committee, November 21, 2014
•'Pennsylvania Superior Court Is the First State Appellate Court To Address the Unfair Insurance Practices Act Protection for Victims of Abuse,' Defense Digest, Vol. 19, No. 3, September 2013
•'Pennsylvania Superior Court Panel Has Found That an Insured's Conduct Is Not Subject to Scrutiny in a Subsequent Bad Faith Law Suit,' Defense Digest, Vol. 17, No. 3, September 2011
•'Are Damages For Emotional Distress Recoverable In a Pennsylvania Bad Faith Lawsuit Even Though the Bad Faith Statute Does Not Provide For Such Damages?,' Defense Digest, Vol. 16, No. 1, March 2010
•'Top Court Limits The Scope of a Public Employee's First Amendment Retaliation Claim,' Defense Digest, Vol. 12, No. 3, September 2006
•'The First Amendment's Rising Popularity in Municipal Employment Litigation,' Defense Digest, Vol. 10, No. 2, June 2004
•'Is Every Worker With a Physical Impairment Afforded Protection Under the ADA?,' Defense Digest, Vol. 8, No. 1, March 2002
•'The Anatomy of a Civil Rights Malicious Prosecution Claim,' Co-Author, Defense Digest, Vol. 8, No. 1, March 2002
•'Pennsylvania Supreme Court Limits Employment At-Will,' Defense Digest, Vol. 5, No. 1, 1999
Results
Successful Appeal of Summary Judgment in Favor of Insurer
We successfully appealed a summary judgment in favor of an insurance client that had been sued by another insurance carrier for more than $1.6 million in damages arising out of a fire loss to an insured auto repair facility. The opposing insurance company had paid $1.6 million in damages and intended to pursue a product liability claim against a vehicle manufacturer, alleging a defectively manufactured vehicle had caused the fire. Our client insured the vehicle that was allegedly defective. After the insurance companies conducted a preliminary expert evaluation, the vehicle was destroyed by a salvage yard in the normal course of business. A claim was made against our client for promissory estoppel where it was alleged the vehicle was destroyed despite a promise to preserve. The Pennsylvania Superior Court affirmed the Court of Common Pleas of Erie County’s rejection of the claims against our client and agreed with our contention that the promissory estoppel claim was a disguised claim for negligent spoliation, which the Supreme Court of Pennsylvania does not recognize.
School District Prevails in Busing Dispute
We successfully defended a public school district that had been sued in federal court for not providing busing to charter schools within its district. The charter schools sought a temporary restraining order and a preliminary injunction to prevent the district from prioritizing busing to students attending traditional schools over those attending charter schools. The court agreed that the district was fairly maximizing its bus driver resources to service the most students possible.
Thought Leadership
Pa. Supreme Court Evaluates Constitutional Parameters of a Jury’s Punitive Damage Award
September 28, 2023
While it is well known that an insured has a clear and convincing standard of proving bad faith in order to recover such damages, it is lesser recognized that an insured does not have to prove outrageous conduct or evil motive to prove entitlement to punitive damages.
Legal Updates for Insurance Services
Pennsylvania Superior Court Addresses Stacking Waivers in Single Vehicle Policies
January 17, 2023
In Erie Ins. Exchange v. Backmeier, __A.3d__, 2022 Pa. Super. 221, the Pennsylvania Superior Court applied Pennsylvania Supreme Court precedent to determine that an insured’s waiver of stacking, executed on two single vehicle policies when issued, precluded inter-policy stacking of underinsured motorist benefits at the second priority level. Additionally, the court enforced the policies’ limit of protection to the highest applicable limit of liability under any one policy.Andrew Backmeier was tragically struck and killed by an underinsured motorist while riding his bicycle. His mother sought underinsured coverage pursuant to her two Erie policies that provided limits of $100,000 per person, unstacked. Both policies provided coverage at the second priority level under the MVFRL because they covered vehicles not involved in the accident. Erie filed a declaratory judgment action seeking a declaration that the Backmeier’s Estate’s recovery was limited to $100,000, as the Estate sought $200,000 and claimed that inter-policy stacking had not been waived on the two policies that covered only single vehicles. The Superior Court affirmed the trial court’s judgment for Erie. It applied existing precedent to conclude that the stacking waivers were valid since they were executed at the inception of the single vehicle policies, and no meaning other than waiver of inter-policy stacking could be ascribed to the waivers. Moreover, the limit of protection clause was not violative of the MVFRL because it limited recovery at the same level based upon a knowing waiver of stacking. The material in Legal Updates for Insurance Services, January 17, 2023, has been prepared for our readers by Marshall Dennehey. It is solely intended to provide information on recent legal developments and is not intended to provide legal advice for a specific situation or to create an attorney-client relationship. We welcome the opportunity to provide such legal assistance as you require on this and other subjects. If you receive the alerts in error, please send a note to tamontemuro@mdwcg.com ATTORNEY ADVERTISING pursuant to New York RPC 7.1. 2023 Marshall Dennehey. All Rights Reserved.
News
98 Marshall Dennehey Attorneys Recognized in the 2026 Editions of The Best Lawyers in America and the Best Lawyers: Ones to Watch in America
August 20, 2025
