Sweeny, TX Personal Injury Law Firms & Lawyers

Yes, if the cause of the fall was due in whole or in part to the negligence of the property owner or manager, then you would need a lawyer, if you chose to pursue a case. The reason your medical ins. co. is asking if you have a lawyer is because they may have a right of subrogation against the party who caused your fall, entitling them to a medical lien on the settlement recovery,  if any. The best bet would be to seek out the qualified opinion of a personal injury lawyer in Texas..good luck and heal fast. 

If you are Pro Se you should attend any and all hearings on your case so that you understand what the situation is and where you currently stand with the lawsuit. As far as working out a payment plan I do not believe that there is a requirement that either the original creditor or the debt collector work out a payment plan. As far as the MSJ, you can attend the hearing and argue that they do not have enough evidence for a summary judgment and the matter needs to go to trial. However, this would depend on how the questions to the discovery were answered. I would suggest consulting an attorney so that they can possibly object to the summary judgment evidence and push the issue to trial. They can seize any assets that are not protected by Texas law. The 401K should be protected but they can file a writ of garnishment against your bank and seize any money in your bank account. If you have substantial debts and not a lot of assets you should consult with an attorney about possibly filing a Chapter 7 or Chapter 13 bankruptcy.