Sandusky, MI Personal Injury Law Firms & Lawyers

Both the driver and the owner(s) of the car can be sued. (So what really matters is not whether your stepfather pays the insurance but whether he is listed on the title.)

If you were insured at the time of the accident, then you did not do anything illegal. An uninsured driver is not covered by the Michigan no-fault statute so they cannot sue you for damages. It does not matter if the passenger was a family member or not, they would have a claim for no-fault benefits against your insurance policy. In fact, an injured passenger may have a claim against the driver of the motor vehicle they were riding in and a claim by a passenger against the driver would be covered by regular no-fault insurance. The majority of insurance policies in Michigan are sold with something called "uninsured motorist coverage" although that coverage is optional. That coverage pays for wage loss beyond three years and pain and suffering so even if the driver that caused the accident was uninsured, you may still be able to collect insurance proceeds from your own policy. You should check with your insurance agent about uninsured motorist coverage. If you do consult with an attorney. Your passenger should also consult with a different attorney since he/they may have rights which are different than your rights even if they are family members.

If you care anything for this man, please spare him the embarassment of admitting that he was beaten up by a stripper. Lesson learned: don't drink more than you can handle, and I assume that now that he's had his batchelor party, there will be no more cavorting at strip clubs.