Rogers City, MI Personal Injury Law Firms & Lawyers

Unfortunately you have very little protection in the law, but the fact that you cannot afford insurance helps you in one way-very few people will attempt to collect from a person that has no insurance, unless they are visibly wealthy. If the person driving the truck files a complaint with the DMV, they may hold your license unless you agree to pay compensation to the other party in the accident. Because you were a left turning vehicle, you are presumed at fault. One detail in your narrative indicates some liability, comparatively speaking, on the other party-the law requires one to slow down when approaching an intersection. The fact that the truck did not slow as he entered would give him some percentage of fault, even though the left turning vehicle is always supposed to yield. Because the truck owner was uninjured, he may also be less willing to try to collect from you, especially in your circumstances. Some hungry attorney may also try to sue on your behalf against the truck owner because of the magnitude of your damages. With all of your injuries, even a small percentage of fault on the other driver may yield some compensation. The first ten thousand of any claim you may have will be forfeited by you because of not having insurance and Louisiana's "no pay, no play" statute.

You can have another attorney look at it, but if the time to file has expired it is doubtful anything can be done - except to look into a possible legal malpractice case against the lawyer that let the time expire. Obviously, you'll need to check this with an attorney in the other state that regularly handles medical malpractice cases, as well as with one that handles legal malpractice cases. Good luck.