Petoskey, MI Personal Injury Law Firms & Lawyers

If the other driver's insurance company denies coverage, you are better off to file the claim on your coverage, if you have coverage for this, and let your insurer sue owner of the other car to collect their money. In the end, if the court finds that the car was stolen, the owner of the other car is not liable. If the court finds it was not stolen, the other owner is liable. The problem is you might have to pay a lawyer and wait a long time to get compensation, and even then, you might not prevail in court.

In Michigan you would need to prove the hotel was in some way negligent to make any recovery under their general liability coverage. The mere happening of an occurrence, without negligence, would not give rise to liability. If there is concern for the future, it would be best to get a consultation with the appropriate medical specialist so as to get a clearer picture on any future surgery, disability, restrictions, prognosis, etc. This would allow a more complete analysis re: value. Further, in Michigan, your daughter would have until 1 year after her age of majority (current age of majority is 18 in Michigan) to state the claim/file suit. So you could also wait to see how she does in the next few years before making the claim and you/the doctors may know more about the likelihood of any future problems with the injury.

If the injury occurred in Illinois generally under the workers compensation laws you are entitled to have all the medical bills paid, your weekly compensation benefits paid at a set rate (tax free) while you are off work recovering from your injury and also a lump sum award after you are finished with your medical care. The lump sum at the end of your medical care is to compensate you for your permanent impairment from your injury. In addition to the above, you may have a third party lawsuit if the work injury was caused by the negligence or product of a company or person other than your employer. In any workers compensation case an important factor for the lawyer to consider is the degree of injury. It seems like you have a good workers compensation case based on your description. In any third party lawsuit the same factor is very important. You could have a strong lawsuit available to you as well. You should consult with an attorney if you have not already done so.