Odum, GA Personal Injury Law Firms & Lawyers

Worker's comp covers medical expenses and time out of work. You cannot sue your employer for negligence and damages for "pain and suffering" is not available. If you have a permanent injury, you may be able to get a "schedule award" which is based on a formula depending on the extent of your disability and your rate of pay, offset by payments that you have already received. But: you should get some advice as to whether the schedule award is your best option. Depending on your situation, you may be better off getting disability payments and having your medical expenses taken care of. You mentioned equipment that was repaired or altered which brings up another possiblity: if there some party other than your employer who caused the accident, such as a repair service you might be able to pursue a liability claim against them. Find a lawyer in your area who handles this kind of work so that you can discuss your situation in detail an work up a plan of action.

If the insurance was not cancelled, it would appear to be your insurance that continues in effect & covers damages. As to whether you are responsible for damages in excess of your auto insurance coverage, more information would be needed. At this point you should work with your auto insurance carrier, & they should be able to answer your questions.

If you have auto insurance, or if the car you were driving was insured, your auto insurance (or the car's) will hire an attorney to defend you. If you have no auto insurance, you should hire an insurance defense attorney.