Meadow Vista, CA Personal Injury Law Firms & Lawyers

A person is entitled to be "made whole" or "compensated" for all injuries and damages they sustained in an accident There are a number of factors that determine what a case is worth. Some of these include, but are not limited to: the nature and extent of the injury, whether an injury is temporary or permanent, your medical expenses, lost wages, and pain, suffering and inconvenience. If an injury is permanent, a person may be entitled to additional money for some or all of these items. While you indicate your medical expense total you do not provide information about other factors that would be necessary to determine what a fair settlement would be. Information that would be important would be, whether any of your injuries are permanent, the amount of your lost wages, if any... how long it took you to recover from your injuries? the type of medical treatment you received and how long it lasted and whether you have had prior problems with your back, neck, shoulder or knee. You may want to consult with a personal injury attorney to discuss your case. Most personal injury attorneys offer a free initial consultation so it will not cost you anything to get more information about your rights, options and what your case might be worth.

This issue should not vary from jurisdiction to jurisdiction, but in Montana, you have to file a lawsuit in the name of the actual person that hit you. You never include an insurance company as a defendant. This is because an insurance company indemnifies a person, they are not responsible for their actions. So, once you sue the actual person, the insurance company then has a contractual duty to hire an attorney for that person and ultimately indemnify them for an amount of money up to their policy limit of insurance. For more info on insurance subjects, please visit my insurance blog linked on our firm website.