Lockhart, TX Personal Injury Law Firms & Lawyers

You would have to prove that the virus was caused by some neglect of the apartment complex and that the virus was directly contracted because of that neglect. It would take some powerful doctor testimony and maybe some fancy lab work. I don't think a claim would fly unless you have the above. You would also have to prove the complex knew of the problem (or should have known) and failed to do anything to correct it. It is all uphill and expensive. I doubt if you can make such a claim successfully.

In Michigan your husband is covered for No Fault Benefits, which includes life time medical care, under his own policy so it is irrelevant whether the other vehicle/driver are/aren't insured. So your husband does have lifetime medical benefits for conditions that are caused by the crash. You/your attorney will want to see if there was any umbrella/excess coverage available to the other parties in addition to the primary liability limit. The likely problem with your uninsured claim against your own carrier is that it won't apply if indeed there is insurance on the other vehicle/driver. If you also have underinsured coverage, it would apply, but usually offsets the policy limit you collect ($100k per your question) against the coverage you purchased, so there may not be a full, or any, benefit due from your insurer for the uninsured/underinsured coverage, but you'll need to read your policy to see what the terms of coverage are.

At a minimum, you should file a claim against her own insurance policy. You may also need to file a police report to prove that she did not have permission to take the car.