Essexville, MI Personal Injury Law Firms & Lawyers

Depending on your circumstances, you appear to have a minor claim. The only thing you that you are entitled to is recovery of your damages, a reasonable amount for your pain and suffering, and perhaps the medical expenses which were incurred, if any. If they do not contact you, then contact them. You should additionally be aware that if the damages are not sufficient to support a contingency claim, you will be asked to pay by the attorney on an hourly rate, and the fees which you would incur could quite possibly very shortly exceed the amount of damages and your potential recovery.

They are not entitled to your medical records - but they don't have to pay your medical expenses either. Assuming you have your own auto insurance coverage, you should ask them to pay your medical expenses under your PIP coverage. (This may be why your medical insurer wouldn't pay. The medical insurer typically won't pay if you have available PIP coverage. Once the PIP coverage is exhausted, the medical insurer will normally step in and start paying.) Once you are ready to settle your entire claim - after you are better - the other driver's insurance company will want to review your medical records.

By coming forward and explaining that it was a mistake, you should be in the clear. You took the initiative of calling the credit card company, which is the opposite of what someone would do if she were trying to defraud the credit-card holder. Call the credit card company again and explain what happened and tell them that you want to pay up. That should set everything to rights. If it doesn't, then due to the small amount of money involved and the fact that you came forward and made good on the loss, I doubt that you would be charged with anything serious. If you are charged with anything, go to a criminal defense lawyer right away, and he/she will get you an adjournment in contemplation of dismissal, which will make the whole thing go away for a few hundred bucks.