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AV Preeminent Peer Rated Attorneys
Encinitas Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Encinitas Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
  • 621 Second Street, Suite B, Encinitas, CA 92024-3568

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Commonly Asked Personal Injury Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

How would I know if the insurance is going to cover the endorsement that I did?

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Answered by attorney Robert Andrew Michael Burns (Unclaimed Profile)
Personal Injury lawyer at Law Office of Robert Burns
There is no accident, no collision, and no injury as to your passenger. This is mere insurance law. It makes no sense.
There is no accident, no collision, and no injury as to your passenger. This is mere insurance law. It makes no sense.

Is there ANY way this settlement can exceed $30,000? What should I do?

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Answered by attorney Wayne J Wimer (Unclaimed Profile)
Personal Injury lawyer at Law Offices of Wayne J. Wimer, Inc. P.S.
You are in a situation that is all too common. If your accident happened in Washington state, then your insurance company has to have offered UIM coverage to you equal to your liability limits, and if you declined to buy such coverage, that was indeed foolish on your part. However, if you did not sign a written waiver of the UIM coverage, then your own insurance company is on the hook for the UIM coverage. Lawyers are an insurance company's best friend and worst nightmare when it comes to UIM coverage. We ALWAYS recommend to our clients that they absolutely must purchase UIM coverage (which helps the insurance industry collect premiums), and then if one of our clients gets hurt by an uninsured motorist or an underinsured motorist, our client fortunately will have the necessary coverage, and we can go after our client's own insurance company.
You are in a situation that is all too common. If your accident happened in Washington state, then your insurance company has to have offered UIM coverage to you equal to your liability limits, and if you declined to buy such coverage, that was indeed foolish on your part. However, if you did not sign a written waiver of the UIM coverage, then your own insurance company is on the hook for the UIM coverage. Lawyers are an insurance company's best friend and worst nightmare when it comes to UIM coverage. We ALWAYS recommend to our clients that they absolutely must purchase UIM coverage (which helps the insurance industry collect premiums), and then if one of our clients gets hurt by an uninsured motorist or an underinsured motorist, our client fortunately will have the necessary coverage, and we can go after our client's own insurance company.
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Will the driver responsible for my injuries after a bad collision be held responsible for my medical bills?

Thomas C. Bulman
Answered by attorney Thomas C. Bulman (Unclaimed Profile)
Personal Injury lawyer at Bulman Law Associates PLLC
If you have been paid all of his insurance coverage the careless defendant had, suing him is probably a waste of time and effort. He will be unable to pay any award. If your bills are over $1 million, then Medicaid must be paying so any recovery you might get will have to pay them back first, even if you find insurance coverage somehow. I don't think a lawyer can help you find a solution to your catastrophe. Sorry. I have no advice. Good Luck.
If you have been paid all of his insurance coverage the careless defendant had, suing him is probably a waste of time and effort. He will be unable to pay any award. If your bills are over $1 million, then Medicaid must be paying so any recovery you might get will have to pay them back first, even if you find insurance coverage somehow. I don't think a lawyer can help you find a solution to your catastrophe. Sorry. I have no advice. Good Luck.
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