Claude, TX Personal Injury Law Firms & Lawyers

In my jurisdiction the exclusive remedy is worker's compensation. It is possible to receive a worker's compensation settlement but you will have to show that you are impair in some for as a result of the work related injury.

In Michigan your husband is covered for No Fault Benefits, which includes life time medical care, under his own policy so it is irrelevant whether the other vehicle/driver are/aren't insured. So your husband does have lifetime medical benefits for conditions that are caused by the crash. You/your attorney will want to see if there was any umbrella/excess coverage available to the other parties in addition to the primary liability limit. The likely problem with your uninsured claim against your own carrier is that it won't apply if indeed there is insurance on the other vehicle/driver. If you also have underinsured coverage, it would apply, but usually offsets the policy limit you collect ($100k per your question) against the coverage you purchased, so there may not be a full, or any, benefit due from your insurer for the uninsured/underinsured coverage, but you'll need to read your policy to see what the terms of coverage are.

I cannot give a definite answer because you did not provide enough information. But it is more likely than not that you can assert a claim. The nature of the claim and framing of the issues will require a detailed analysis of the facts of the case.