About Lori J. Caldwell

Lori Caldwell focuses her practice in the areas of insurance coverage and bad faith, employment, and product liability. She also handles class actions and appellate matters in both state and federal courts.

A significant part of her practice is focused on defending insurance companies in bad faith and coverage litigation. She prosecutes declaratory judgment actions, tries complex and high exposure defense cases, and provides counseling and training on claims handling, bad faith and various coverage issues.

Her employment work focuses on the defense of employers, including insurance companies, in cases involving claims of harassment, wrongful termination, retaliation and violation of civil rights. Lori also litigates cases involving employee benefits, non-compete agreements and other contractual and commercial disputes.

She also represents manufacturers of a variety of products including automobiles and appliances.

Lori is recognized as a “Florida Super Lawyer” in the area of Civil Litigation Defense, and was selected as “Lawyer of the Year” for Insurance Law in Orlando by Best Lawyers in America for 2016 and 2022. She also volunteers her time with Street Law events in Florida.

Certifications

•AV-Rated by Martindale-Hubbell

Awards & Honors

•Best Lawyers 2016 & 2022 Lawyer of the Year, Insurance Law, Orlando
•Listed in Best Lawyers in America, Insurance Law, 2013 - 2026
•Listed in Florida Super Lawyers 2006-2016

Articles & Presentations

•Co-author, “Intentional Acts Pled as Negligence Claims: How the Judiciary Pierces Through the Negligence Veil,” 15 Trial Advocate Quarterly 2 (Spring 1996) and Insurance Law Review (1997-1998)
•Co-author, 'Blanchard v. State Farm: Finally, the Answer as to When a First-Party Bad Faith Claim Accrues for Purposes of Section 624.155, Florida Statutes,' 10 Trial Advocate Quarterly 24
•Co-author, 'Faced with a Bad Faith Suit? A Reverse Bad Faith Claim May Be An Alternative,' Insurance Fraud Alert Vol 2, No. 4
•Multiple presentations and training programs for insurance carriers regarding claims handling, bad faith and coverage issues

Lori's News and Insights

08.21.2025
Firm News

28 RumbergerKirk Attorneys Named to the 2026 edition of The Best Lawyers in America

Dan Gerber and Leonard Dietzen Named “Lawyer of the Year;”...

08.15.2024
Firm News

Best Lawyers in America 2025 Edition Recognizes 24 RumbergerKirk Attorneys

Two Named “Lawyer of the Year” and Two Named “Ones...

08.17.2023
Firm News

Best Lawyers in America Recognizes 24 RumbergerKirk Attorneys with Managing Partner Frank Sheppard Named Lawyer of the Year

ORLANDO, FL - August 17, 2023 - Best Lawyers has...

03.01.2023
Beyond the Bio

Celebrating Women’s History Month: Honoring a Legend of Our Own

A Closer Look at RumbergerKirk’s First Female Attorney - Lori...

11.17.2022
Firm News

RumbergerKirk Partner Lori J. Caldwell Recognized by Best Lawyers as Lawyer of the Year

ORLANDO, Fla., November 17, 2022 - RumbergerKirk is pleased to...

08.19.2022
Firm News

23 RumbergerKirk Attorneys Named to Best Lawyers in America 2023

Orlando, Fla., August 18, 2022 - RumbergerKirk is pleased to...

08.19.2021
Firm News

Eighteen RumbergerKirk Attorneys Named to Best Lawyers in America 2022

ORLANDO - August 19, 2021 - RumbergerKirk is pleased to...

08.20.2020
Firm News

18 RumbergerKirk Attorneys Named to Best Lawyers in America 2021

ORLANDO, FL - August 20, 2020 - Eighteen RumbergerKirk attorneys...

01.20.2020
Beyond the Bio

Students Get a Closer Look into the Legal Field

RumbergerKirk Hosts Annual Educational Program in Partnership with Allstate Insurance...

08.15.2019
Firm News

Nineteen RumbergerKirk Attorneys Named to Best Lawyers in America 2020

RumbergerKirk is pleased to announce that nineteen of its attorneys...

 

Awards

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Services

Areas of Law

  • Class Actions
  • Insurance
  • Other 6
    • Insurance Coverage and Bad Faith
    • Product Liability
    • Employment and Labor
    • Boating and Marine
    • Motor Vehicles
    • Manufacturing

Practice Details

  • Firm Information
    Position
    Partner
    Firm Name
    Rumberger, Kirk & Caldwell Professional Association

Experience

  • Bar Admission & Memberships
    Admissions
    1978, Florida
    U.S. District Courts of Florida (Northern, Middle, Southern)
    U.S. Court of Appeals (11th Circuit)
    Memberships

    Professional

    •Litigation Counsel of America
    •American Bar Association
    •Defense Research Institute
    •Federal Bar Association
    •Florida Defense Lawyers Association
    •Orange County Bar Association
    •The Florida Bar

    Ninth Judicial Circuit Grievance Committee (1996-1999)

    •Local Rules for the Middle District of Florida - Advisory Committee (1997-2000)
    •National Institute for Trial Advocacy - Faculty

  • Education & Certifications
    Law School
    Duke University, School of Law
    J.D.
    Latty Scholar

    Duke University, School of Law
    J.D.
    1978 Moot Court Board
    Other Education
    University of Florida
    B.A.
    University of Florida Hall of Fame

    University of Florida
    B.A.
    1974 Florida Blue Key

    University of Florida
    B.A.
    with high honors

    University of Florida
    B.A.
    Omicron Delta Kappa
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Attorneys FAQs

  • What year was this attorney first admitted to the bar?
    Lori J. Caldwell was admitted in 1978 to the State of Florida.
  • Is this attorney admitted to practice in any U.S. Federal Courts?
    Lori J. Caldwell is admitted to practice before the United States Court of Appeals for the Eleventh Circuit.
  • How many attorneys are in this law firm?
    Rumberger, Kirk & Caldwell Professional Association has 87 attorneys at this location.
  • What law school did this attorney attend?
    Lori J. Caldwell attended Duke University, School of Law.