General Consumer Protection

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Does the Fair Debt Collection Practices Act Apply to Debt Buyers?
The FDCPA applies to debt collectors, but not creditors, and sometimes debt buyers. ... READ MORE

What Is the Law on Debt Collections?
The federal Fair Debt Collection Practices Act (FDCPA) and some state laws protect consumers from abusive, overly-aggressive debt collectors. ... READ MORE

Can a Debt Collector Contact Others About My Debt?
A federal law—the Fair Debt Collection Practices Act (FDCPA)—places strict limits on who debt collectors can contact about a debt you owe. ... READ MORE

Can a Debt Collector Call Me Early in the Morning?
A federal law—the Fair Debt Collection Practices Act (FDCPA)—limits the time of day and different ways that a debt collector can communicate with you. ... READ MORE

Personal Finance Checklist: 10 Tips to Start the New Year
Get yourself -- and your finances --on track for the new year with these tips. ... READ MORE

What You Should Expect If Your Debt Goes to Collection
If a creditor sends one of your debts to a collection agency, you should find out how these agencies operate—and learn your legal rights—so you know what’s in store for you and what legal protections you have. ... READ MORE

Can Information Shared Online Ever Be Private?
It seems nearly impossible to protect your privacy online, but there are steps to take, resources to help, and some legal protections. ... READ MORE

Are Any Court Records Private?
Anything filed with a court is usually public, but there are some important exceptions. ... READ MORE

Check That Date: Expired Goods on Store Shelves
If you're harmed by an out-of-date product, you might have recourse in state or federal law. ... READ MORE

Dealing with a Consignment Shop
Buying and selling unwanted items though consignment shops can be profitable—if you're careful. ... READ MORE

 

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