AV Preeminent Peer Rated Attorneys
North Caldwell Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
North Caldwell Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
North Caldwell Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Law Offices of James C. Zimmermann

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  • Serving North Caldwell, NJ and Essex County, New Jersey

  • Law Firm with 1 lawyer

  • Providing Legal Solutions in... Read More

  • Estate Planning LawyersBankruptcy, Bankruptcy Arbitration, and 313 more

James C. Zimmermann
Estate Planning Lawyer
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Wolfenson & Ashkenazi, P.C.

4.9
196 Reviews

  • Serving North Caldwell, NJ and Essex County, New Jersey

  • Law Firm with 3 lawyers4 awards

  • Helping You Get a Fresh Start in... Read More

  • Estate Planning LawyersFamily Law, Divorce, and 17 more

  • Free Consultation

  • Offers Video

Andrew M. Wolfenson
Estate Planning Lawyer
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Vanarelli & Li LLC

4.7
11 Reviews

  • Serving North Caldwell, NJ and Essex County, New Jersey

  • Law Firm with 4 lawyers1 award

  • New Jersey Elder Law, Estate... Read More

  • Estate Planning LawyersMedicaid and Public Benefits Planning, Special Needs and Disability Planning, and 31 more

Donald D. Vanarelli
Estate Planning Lawyer
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Brach Eichler LLC

4.6
121 Reviews

  • Serving North Caldwell, NJ and Essex County, New Jersey

  • Law Firm with 100 lawyers2 awards

  • A multidisciplinary law firm with... Read More

  • Estate Planning LawyersPersonal Injury, Labor and Employment, and 5 more

Amy Van Fossen
Estate Planning Lawyer
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Law Offices of Brown & Karosen

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  • Serving North Caldwell, NJ and Essex County, New Jersey

  • Law Firm with 2 lawyers1 award

  • Serving the residents of Essex... Read More

  • Estate Planning LawyersProbate Litigation, Estate Planning and Probate Administration, and 8 more

Laurence E. Karosen
Estate Planning Lawyer
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CHOI LAW FIRM

4.9
34 Reviews

  • Serving North Caldwell, NJ and Essex County, New Jersey

  • Law Firm with 3 lawyers2 awards

  • Family Law, Estate Planning, and... Read More

  • Estate Planning LawyersCommercial Litigation, Criminal Law, and 47 more

John Avery
Estate Planning Lawyer
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Macri & Associates, LLC

4.2
19 Reviews

  • Serving North Caldwell, NJ and Essex County, New Jersey

  • Law Firm with 4 lawyers2 awards

  • Certified Elder Law Attorneys... Read More

  • Estate Planning LawyersElder Law, Asset Protection, and 24 more

  • Free Consultation

Adrienne Burke
Estate Planning Lawyer
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Patricia A. Mack Attorney at Law

3.9
7 Reviews

  • Serving North Caldwell, NJ and Essex County, New Jersey

  • Law Firm with 1 lawyer1 award

  • Patricia A. Mack Attorney at Law... Read More

  • Estate Planning LawyersFamily Law, Collaborative Divorce, and 14 more

Patricia A. Mack
Estate Planning Lawyer
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Whitlock Canter LLC

5.0
1 Review

  • Serving North Caldwell, NJ and Essex County, New Jersey

  • Law Firm with 2 lawyers1 award

  • At Whitlock Canter LLC, we focus... Read More

  • Estate Planning LawyersProbate, Estate Administration, and 13 more

David K. Whitlock
Estate Planning Lawyer
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Stephanie M. Hadley

  • 38 Beachmont Ter., North Caldwell, NJ 07006-4618

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Looking for Estate Planning Lawyers in North Caldwell?

Estate planning attorneys help individuals prepare for the management and distribution of their assets after death or incapacitation. They create legal documents such as wills, trusts, powers of attorney, and healthcare directives. Their work ensures a client’s wishes are honored, minimizes potential taxes, and simplifies the process for their loved ones.

About our Estate Planning Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
62 %

65 Client Reviews

PEER REVIEWS
4.7

126 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Estate Planning Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

RE: NJ Law when heir inherits a home with a 2nd mortgage.

Diana L. Anderson
Answered by attorney Diana L. Anderson
Estate Planning lawyer at Diana L. Anderson
The answers to this question depend on the mortgage, and the terms of the will.  The will may stipulate that the heirs take the property subject to the mortgage.  If that's the case, the heirs can take over the mortgage payments, but technically, the heirs should have the mortgage redone in their name.  Changing the title to the property could cause an acceleration of the mortgage and require immediate payment.  A bigger question becomes, what happened to the proceeds of the second mortgage?  Did the decedent take that in a lump payment and it went to other heirs?   Can the first and second mortgages be combined and refinanced?  Rates are good now and it might be worth your while to qualify and re-do the whole thing.  
The answers to this question depend on the mortgage, and the terms of the will.  The will may stipulate that the heirs take the property subject to the mortgage.  If that's the case, the heirs can take over the mortgage payments, but technically, the heirs should have the mortgage redone in their name.  Changing the title to the property could cause an acceleration of the mortgage and require immediate payment.  A bigger question becomes, what happened to the proceeds of the second mortgage?  Did the decedent take that in a lump payment and it went to other heirs?   Can the first and second mortgages be combined and refinanced?  Rates are good now and it might be worth your while to qualify and re-do the whole thing.  
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My firends husband died recently and she has found out that he owes over $600,000 to various companies. For example, he had brorowed $ 10,000 from

Diana L. Anderson
Answered by attorney Diana L. Anderson
Estate Planning lawyer at Diana L. Anderson
She should probably hire an attorney to help her because there may be liens or other encumbrances on property that were done without her knowledge.  for the most part, she might be able to avoid paying the charges, and have her husband's estate declared to be "insolvent" and discharge the debt of the estate in a manner similar to a bankruptcy discharge.  The ability to do that is going to depend on what assets are in the estate, what things, if any she owned jointly, and the nature of the debt. 
She should probably hire an attorney to help her because there may be liens or other encumbrances on property that were done without her knowledge.  for the most part, she might be able to avoid paying the charges, and have her husband's estate declared to be "insolvent" and discharge the debt of the estate in a manner similar to a bankruptcy discharge.  The ability to do that is going to depend on what assets are in the estate, what things, if any she owned jointly, and the nature of the debt. 
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Buying a house with in-laws, deed question

Diana L. Anderson
Answered by attorney Diana L. Anderson
Estate Planning lawyer at Diana L. Anderson
You should definitely speak to someone about this transaction.  By putting the house in your name, you might be able to do some Medicaid planning, provided that your in-laws live in the house with you for at least two years prior to them needing Medicaid.  there is a section of the federal law that would allow for the house to be exempted, but it is a bit too complicated to explain here.  If you are in monmouth or Ocean counties, call my office.  Thoerwise,  look for someone who is a Certified Elder Law Attorney (CELA) who can explain the real estate, taxation, and Medicaid sides to this transaction. 
You should definitely speak to someone about this transaction.  By putting the house in your name, you might be able to do some Medicaid planning, provided that your in-laws live in the house with you for at least two years prior to them needing Medicaid.  there is a section of the federal law that would allow for the house to be exempted, but it is a bit too complicated to explain here.  If you are in monmouth or Ocean counties, call my office.  Thoerwise,  look for someone who is a Certified Elder Law Attorney (CELA) who can explain the real estate, taxation, and Medicaid sides to this transaction. 
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