Martinez, GA Estate Planning Law Firms & Lawyers

All of this can be accomplished with the help of an estate planning attorney. If you'd like to be proactive about it, rather than wait for your parents to do the job, scout around for potential estate planners to help and introduce them to your mother and father. The attorney will want and need to visit with your parents to learn precisely what they want. After that, the attorney can prepare the appropriate documents and help your parents execute them.

Guardianship refers to powers to direct medical care and the living arrangements for the protected person the physical care and well-being of the person. Conservatorship concerns the financial matters of the protected person.

If these are the only portions of your decree that pertain to the annuity, then yes, you do still have a claim. Ownership of the policy stayed with her, which includes the ability to change the beneficiary. If she did not choose to change the beneficiary designation, then it is still valid. Unless you somewhere agreed not to accept any benefits from that policy, you should be able to receive and keep the death benefit. If the insurance company receives any conflicting claims, they may decide to pay the proceeds into court, and let a judge decide. That would probably be done in SC, if that is where she died. You should file a claim and see how the insurance company responds.