About Jeanne Ann Pennebaker

With over 36 years of experience in bankruptcy law, litigation, and foreclosure defense, I help individuals and small businesses navigate financial distress to reclaim their financial future. As the founder of JA Debt Law in Charlotte, NC, I specialize in Chapter 7 and13 bankruptcy, debt negotiation, and protecting clients from predatory financial practices.

My career is rooted in Chicago, where I spent decades building and managing a successful law practice, arguing adversary proceedings, defending foreclosures, and handling FDCPA class actions. I’ve dedicated my professional life to mastering bankruptcy mechanics issues which continued with a move to North Carolina in 2009.

Whether you are a small business owner trying to restructure or an individual fighting to save your home or protect your car, I provide the seasoned, battle-tested representation you need.

Core Expertise: Chapter 7 & 13 Consumer Bankruptcy | Foreclosure Defense | Debt Negotiation | IRS Settlements

I am an active member of the Mecklenburg County Bar Association. Though I now center my practice in Charlotte, NC, I will always be a Chicagoan at heart—fueled by great blues, deep-dish pizza, and unwavering loyalty to Da Cubs and Da Bears. Connect with me to discuss how we can resolve your legal financial challenges.

 

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Services

Areas of Law

  • Bankruptcy
  • Bankruptcy Chapter 7
  • Bankruptcy Chapter 13
  • Other 7
    • Chapter 7 and Your Small Business
    • Houses and Cars
    • Foreclosure
    • Bankruptcy and Divorce
    • Credit Card Debt
    • Immigration Issues
    • Medical Bill Relief

Experience

  • Bar Admission & Memberships
    Admissions
    1989, Illinois
    1989, U.S. District Court, Northern District of Illinois
    2009, North Carolina
    2010, Us District Court Western District of North Carolina
    2011, Us District Court Middle District of North Carolina
  • Education & Certifications
    Law School
    DePaul College of Law
    Class of 1988
    J.D.
    Other Education
    University of Illinois
    Class of 1985
    B.A.
  • Personal Details & History
    Age
    Born in 1962
    Chicago, Illinois, October 3, 1962

Contact Jeanne Ann Pennebaker

Member at JA Debt Law
5.0
78 reviews

6047 Tyvola Glen CircleCharlotte, NC 28217U.S.A.

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Office Hours:
  • Monday 09:00 AM - 05:00 PM
  • Tuesday 09:00 AM - 05:00 PM
  • Wednesday 09:00 AM - 05:00 PM
  • Thursday 09:00 AM - 05:00 PM
  • Friday 09:00 AM - 05:00 PM
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Attorneys FAQs

  • What year was this attorney first admitted to the bar?
    Jeanne Ann Pennebaker was admitted in 1989 to the State of Illinois.
  • Is this attorney admitted to the bar in more than one state?
    Yes, Jeanne Ann Pennebaker is admitted to practice in Illinois and North Carolina.
  • Is this attorney admitted to practice in any U.S. Federal Courts?
    Jeanne Ann Pennebaker is admitted to practice before the United States District Court for the Middle District of North Carolina, United States District Court for the Northern District of Illinois and United States District Court for the Western District of North Carolina.
  • What law school did this attorney attend?
    Jeanne Ann Pennebaker attended DePaul College of Law.