My name is David Kennedy Bifulco, I am a Pennsylvania Consumer Debt Advocate. I represent individuals and families in the Greater Philadelphia area and I get a great deal of satisfaction in assisting my clients in working their way out of difficult financial situations.
To do nothing just makes your situation worse. When you work with an Pennsylvania Debt Settlement Attorney, it may be possible to put an end to the aggravation you are now experiencing.
My clients are not looking for a handout. Many are facing loss of income that makes it impossible to pay their bills on time. See if any of the following issues sound familiar to you:
A decrease in the hours at your job
Actual loss of a job
A medical emergency
New circumstances in your life such as a new baby, college tuition or divorce
If you find yourself in any of the above situations, you can easily be pushed over the edge.
My clients prefer not to file bankruptcy and are looking for alternative solutions. In the debt settlement and collections arena I provide the solutions and alternatives to filing bankruptcy.
The collection and consumer protection laws are designed to assist individuals in making a fresh start, without losing all they have worked so hard for, like their homes, cars or retirement plans.
A proven fact is that after resolving the debt issues people lead more productive lives and are able to contribute to society, because they are not buried under that huge burden of debt.