Zapata, TX Bankruptcy Law Firms & Lawyers

You under an obligation to review your bankruptcy petition and ensure that all creditors are listed. It is not your attorneys fault that your car lease was not included. That being said, you must file a motion to reopen your case if it has been closed, file an amendment to the bankruptcy petition adding your car lender, and filing motion to assume the lease. This may or may not work considering there is a deadline within which you must assume or reject your leases. My office would charge $2500 for the service. You may be better off to simply continue to pay your lease payments and if the car company attempts to repossess you can sue in state court since you're not in default of the agreement.

That is a toughie- have to beg the secured creditor now to give you a release of lien on the car title. If they refuse, drop the vehicle off at the creditor's parking lot with the keys. Probably too expensive to file a Motion to reopen your very old bankruptcy case and try to have the bankruptcy judge order for you to have a free title.

You can receive a discharge of your debt once every 8 years. You can file a chapter 13 four years after filing a chapter 7. I would consult a lawyer about your particular situation.