Wink, TX Bankruptcy Law Firms & Lawyers

I don't see a question here, and there isn't enough information to answer what I think you're asking. What is your relationship to this case?  Are you the debtor?  Are you a creditor?  Are you representing the debtor, or a creditor?   Different answers for different relationships.  If you're a creditor, it's likely in your best interest to report the bankruptcy fraud, but I don't see how you have any legal obligation to do so. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau. 

Bankruptcy will stay on your credit for 7-10 years. You can apply for loans immediately after the case is closed, but you aren't likely to obtain them for some period of time. It will be necessary to rebuilding your credit first.

You are allowed to change the type of case you have. You would not file a new Chapter 13 case if you're already in an active Chapter 7 case, but you can file the appropriate pleadings to have your existing case "Converted." There are a few criteria, so occasionally the debtor's request for Conversion may draw opposition and perhaps even be blocked or denied. But Converting cases between Chapter 7 and Chapter 13 is something permitted under bankruptcy law.