Vail, CO Bankruptcy Law Firms & Lawyers

The answer is that it depends on where you live. If the writ of possession allows you 30 days to appeal to the court for a new hearing. Then the judgment isn't considered final until the 30 day lapses. So if you file bankruptcy within 30 days, then it will stay the eviction. If state law allows you to pay the bank rent, then you can pay the back rent and stop the eviction. You'll need a lawyer because this is a rather involved procedure.

I am not sure YOU need to do anything or that this is something for you to worry about unless you were a cosigner on the loan paperwork. I would recommend that you not have any joint bank accounts with your spouse.

The contract you had before you filed bankruptcy is still the same contract you have now with your lender. You're not required to reaffirm a mortgage in a bankruptcy. But, if your contract says your payment is due on the first of the month and it's due on the first of the month. If your contract then says you have until the 16th of the month before a late charge is imposed then you have until the 16th of the month until a late charge is imposed. But, paying after the first is paying late. It just doesn't impose a late charge. You should try very hard, now that you filed bankruptcy, to make your mortgage payment on time so as to not have any complications with your mortgage company.