Texarkana, TX Bankruptcy Law Firms & Lawyers

You are required to file bankruptcy in the jurisdiction where you have lived the majority of the previous 180 days. If you are separated and live in different states you probably should file separately.

I do not know who is giving you legal advice, but it does not sound that you have a car loan with your parents and to register it in your parents name at this point in time would probably be considered a fraudulent conveyance.

Once a creditor obtains a judgment, they can utilize the services of local law enforcement to take money & property from you by wage garnishment, bank account attachment, liening any real estate you own, and taking property not protected under state laws called exemptions. If you can qualify to file bankruptcy, you can eliminate this debt in bankruptcy, but if the creditor has recorded a lien on any of your real estate, a supplemental proceeding will be necessary to remove that lien. As you are finding out, the divorce court can say one thing, but if the person you married is irresponsible, you can be stuck holding the bag. IMHO, anyone thinking about getting married ought to think twice and have an investigator check out the financial background of the intended.