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Sparkill Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Sparkill Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Sparkill Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
  • 95 Villard Ave., Hastings-On-Hudson, NY 10706

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  • 100 Riverside Blvd., Apt. 17D, New York, NY 10069-0400

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  • 120 Bloomingdale Road, White Plains, NY 10605

  • 15 Metrotech Center, 7th Floor, Brooklyn, NY 11201

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About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Do I have to pay a judgment against me if I had a limit on my card?

Answered by attorney Sharon M. Siegel
Bankruptcy lawyer at Siegel & Siegel, P.C.
The debt merges into the judgment so the short answer is yes. You should vacate the judgment and then deal with it.
The debt merges into the judgment so the short answer is yes. You should vacate the judgment and then deal with it.

If I passed away do my children still get my house if I never reaffirmed my loan if I am current and never been late on any payments?

Randall C. Romei
Answered by attorney Randall C. Romei (Unclaimed Profile)
Bankruptcy lawyer at Ashcraft & Ashcraft, Ltd.
The house will pass to heir(s) in accordance with the terms of your Will, if any. If you do not have a Will, the house will pass according to the statute on descent and distribution. A living spouse will receive an interest (50%) and the children will divide the remainder. Any mortgage securing the property will continue to encumber the property. Most mortgages have a due on sale clause that will allow the lender to force the sale of the house or refinance of the mortgage in order to pay off the mortgage when the original mortgagee no longer owns the house. When the lender discovers that you passed away, the lender will require the mortgage to be paid off. The heirs will have to make necessary arrangements or lose the house.
The house will pass to heir(s) in accordance with the terms of your Will, if any. If you do not have a Will, the house will pass according to the statute on descent and distribution. A living spouse will receive an interest (50%) and the children will divide the remainder. Any mortgage securing the property will continue to encumber the property. Most mortgages have a due on sale clause that will allow the lender to force the sale of the house or refinance of the mortgage in order to pay off the mortgage when the original mortgagee no longer owns the house. When the lender discovers that you passed away, the lender will require the mortgage to be paid off. The heirs will have to make necessary arrangements or lose the house.
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What kind of answer do I file?

Answered by attorney Michael D. Siegel
Bankruptcy lawyer at Siegel & Siegel, P.C.
An answer to the original complaint.  You did not get the case dismissed.  Just the judgment.  You are now at square one, as if you were served now.
An answer to the original complaint.  You did not get the case dismissed.  Just the judgment.  You are now at square one, as if you were served now.
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