AV Preeminent Peer Rated Attorneys
South Cheektowaga Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
South Cheektowaga Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
South Cheektowaga Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Lewis Gianola, PLLC

4.5
101 Reviews

  • Serving South Cheektowaga, NY and Erie County, New York

  • Law Firm with 15 lawyers2 awards

  • A Law firm established in 1972

  • Bankruptcy LawyersCommercial Law, Trial Practice, and 42 more

Ann R. Starcher
Bankruptcy Lawyer
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Costello Cooney & Fearon, PLLC

4.5
82 Reviews

  • Serving South Cheektowaga, NY and Erie County, New York

  • Law Firm with 40 lawyers2 awards

  • Serving As Legal Counsel to Corporations & Individuals Across Syracuse & Central New York For Over 120 Years.

  • Bankruptcy LawyersAlternative Dispute Resolution, Commercial Transactions and Litigation, and 8 more

Jessi Woodward
Bankruptcy Lawyer
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Looking for Bankruptcy Lawyers in South Cheektowaga?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
75 %

21 Client Reviews

PEER REVIEWS
4.5

161 Peer Reviews

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Are private student loans dischargeable in a Chapter 7 bankruptcy or is 13 better?

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Answered by attorney Kevin W. Bruning (Unclaimed Profile)
Bankruptcy lawyer at Bruning & Associates, P.C.
Unless you have a good reason otherwise to file bankruptcy now, I would wait and see if the student loan companies will pursue you for your daughter's student loans. When the primary borrower's liability is discharged in bankruptcy, lenders occasionally will write off the entire balance, not just the balance against the primary borrower. That said, the liability on these loans will still be out there for you, and if you come into money (inherit a house, win the lottery, etc.) you could lose it if they decide to continue the collection efforts against you.
Unless you have a good reason otherwise to file bankruptcy now, I would wait and see if the student loan companies will pursue you for your daughter's student loans. When the primary borrower's liability is discharged in bankruptcy, lenders occasionally will write off the entire balance, not just the balance against the primary borrower. That said, the liability on these loans will still be out there for you, and if you come into money (inherit a house, win the lottery, etc.) you could lose it if they decide to continue the collection efforts against you.
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How do I file bankruptcy when I have no money for an attorney?

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Answered by attorney Philip Rory Boardman (Unclaimed Profile)
Bankruptcy lawyer at Haven Law Group, P.C.
You will probably have to wait until you have some money until you file. You will probably need in the neighborhood of $1200.
You will probably have to wait until you have some money until you file. You will probably need in the neighborhood of $1200.

Is there time limitation for HOA before trying to collect for past accounts?

Richard B. Jacobson
Answered by attorney Richard B. Jacobson (Unclaimed Profile)
Bankruptcy lawyer at Richard B. Jacobson Associates, LLC
It's best to check with the lawyer who represented you in the Chap. 7. In general, HOA dues should have been discharged, although condominium dues are generally treated as secured, so you must be careful to distinguish the two. In any case, if the HOA dues were discharged, that cannot include the dues which accrued after you filed the Ch. 7. You'd do best to consult an experienced bankruptcy lawyer to be certain, or to do what needs to be done. Good Luck.
It's best to check with the lawyer who represented you in the Chap. 7. In general, HOA dues should have been discharged, although condominium dues are generally treated as secured, so you must be careful to distinguish the two. In any case, if the HOA dues were discharged, that cannot include the dues which accrued after you filed the Ch. 7. You'd do best to consult an experienced bankruptcy lawyer to be certain, or to do what needs to be done. Good Luck.
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