AV Preeminent Peer Rated Attorneys
Skandia Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Skandia Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Skandia Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
  • 419 West Washington St., Marquette, MI 49855-4131

  • 1229 West Washington Street, Marquette, MI 49855-3186

  • 210 North Front Street, Suite 200, Marquette, MI 49855

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  • Marquette, MI 49855-0369

  • 221 W. Washington St., Marquette, MI 49855-4321

  • 908 N. 3rd St., Marquette, MI 49855

  • 419 W. Washington Street, Marquette, MI 49855

  • 102 W. Washington St., Ste. 221, Marquette, MI 49855

  • 148 W. Hewitt Avenue, Marquette, MI 49855-3533

  • 219 W. Washington St., Ste. A, Marquette, MI 49855

  • 515 N. Teal Lake Ave., Negaunee, MI 49866-1532

  • 710 Chippewa Sq., Ste. 207, Marquette, MI 49855-4824

  • 203 S. Front St., Ste. 2C, Marquette, MI 49855-4656

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Looking for Bankruptcy Lawyers in Skandia?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
73 %

28 Client Reviews

PEER REVIEWS
3.9

243 Peer Reviews

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

My mother defaulted on her credit cards seven years ago, what is the effect on my bankruptcy?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
You need legal representation because you are misinterpreting the bankruptcy laws against yourself. You are not prohibited from filing bankruptcy because you live with your mother and she pays for most of the living expense. You simply would need to disclose your income and the expenses you actually pay. The expenses your mother pays are her business, and not the bankruptcy court. Far from looking bad to the Court, your case is pretty typical of what the circumstances are when someone needs to file bankruptcy. My only concern would be whether you have enough debt to make filing bankruptcy worthwhile.
You need legal representation because you are misinterpreting the bankruptcy laws against yourself. You are not prohibited from filing bankruptcy because you live with your mother and she pays for most of the living expense. You simply would need to disclose your income and the expenses you actually pay. The expenses your mother pays are her business, and not the bankruptcy court. Far from looking bad to the Court, your case is pretty typical of what the circumstances are when someone needs to file bankruptcy. My only concern would be whether you have enough debt to make filing bankruptcy worthwhile.
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Why does my credit card company sent me a W9 form to fill out since my chapter 13 has just been discharged?

Richard B. Jacobson
Answered by attorney Richard B. Jacobson (Unclaimed Profile)
Bankruptcy lawyer at Richard B. Jacobson Associates, LLC
They probably should not send you the form. In a bankruptcy, the discharge of debts generally does not have any tax consequence. Outside of bankruptcy, there are some circumstances where forgiveness of a debt could lead to taxable income, and that is when the bank should be sending out such documents. But there may be some other reason. Why not call the bank and find out why they sent the paper to you?
They probably should not send you the form. In a bankruptcy, the discharge of debts generally does not have any tax consequence. Outside of bankruptcy, there are some circumstances where forgiveness of a debt could lead to taxable income, and that is when the bank should be sending out such documents. But there may be some other reason. Why not call the bank and find out why they sent the paper to you?
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Will I lose my tax refund after filing chapter 7 bankruptcy?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
The Trustee is entitled to take a portion of your tax refund that is not exempt. Since your spouse didn't file with you, the Trustee is only able to claim 1/2 of the refund, and since you filed bankruptcy just over halfway through the year, the Trustee can take a little more than 1/2 of your share of the refund. In Nevada, Earned Income Credit is 100% exempt, so if you claimed this exemption on Schedule C, there should be virtually nothing for your Trustee to take. In any event, your share of the tax refund may be too small for the Trustee to use, but it is not your decision to make. Send the return to the trustee and ask whether or not s/he needs the refund check. Your argument that you didn't contribute to paying the taxes is irrelevant in this situation.
The Trustee is entitled to take a portion of your tax refund that is not exempt. Since your spouse didn't file with you, the Trustee is only able to claim 1/2 of the refund, and since you filed bankruptcy just over halfway through the year, the Trustee can take a little more than 1/2 of your share of the refund. In Nevada, Earned Income Credit is 100% exempt, so if you claimed this exemption on Schedule C, there should be virtually nothing for your Trustee to take. In any event, your share of the tax refund may be too small for the Trustee to use, but it is not your decision to make. Send the return to the trustee and ask whether or not s/he needs the refund check. Your argument that you didn't contribute to paying the taxes is irrelevant in this situation.
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