AV Preeminent Peer Rated Attorneys
San Antonio Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
San Antonio Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
San Antonio Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

J.W. Russell, PC

  • San Antonio, TX 78212-9207

O'Connor & Associates

  • 8118 Datapoint Drive, San Antonio, TX 78229-3218

Law Offices of Oscar Cantu

  • 1401 W. Martin, San Antonio, TX 78207

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Uresti Law

  • 924 McCullough Ave., San Antonio, TX 78215

Law Office of Charles Jefferson

  • 1902 Edgehill Dr., San Antonio, TX 78209-2022

Law Office of Humberto Saldana, III

  • 719 S. Flores St., San Antonio, TX 78204

The Smeberg Law Firm, PLLC

  • 11550 IH 10 W, Ste. 180, San Antonio, TX 78230

Law Office of Dana L. Scott

  • 7800 IH-10 West, Suite 525, San Antonio, TX 78230

The McCormick Firm, P.L.L.C.

  • San Antonio, TX 78279-0091

Law Office Of Ross Rodriguez

  • 325 S. Flores St., San Antonio, TX 78204

Warren, Drugan & Barrows, P.C.

  • 800 Broadway, San Antonio, TX 78215

Lawyers At This Firm

Law Office of Margot Bianca Gallegos PC

  • 4 Dominion Dr., San Antonio, TX 78257

Law Offices of L. David Levinson

  • 12451 Starcrest Drive, Suite 205, San Antonio, TX 78216

Gendry & Sprague, P.C.

  • 900 Isom Road, Suite 300, San Antonio, TX 78216-4155

Law Office of Carlos Molinar

  • 6800 Park Ten Blvd., Ste. 261S, San Antonio, TX 78213-4204

Heston Law Firm

  • 1777 N.E. Loop 410, Ste. 600, San Antonio, TX 78217

Barrus Law Group, PLLC

  • 13526 George Rd., Ste. 107, San Antonio, TX 78230

The Carlson Law Firm, P.C.

  • 6100 Bandera Rd., Ste. 414, San Antonio, TX 78238-1667

Lawyers At This Firm

Law Offices of Ray Battaglia, PLLC

  • 66 Granburg Circle, San Antonio, TX 78218

Flume Law Firm, LLP

  • 1020 N.E. Loop 410, Suite 200, San Antonio, TX 78209

Lawyers At This Firm

Hector R. Garza Jr. Attorney at Law

  • 213 Yale Avenue, San Antonio, TX 78201

Law Office of Peter J. Stanton

  • 111 Soledad, Ste. 1350, San Antonio, TX 78205-2805

Patel Gaines PLLC

  • 2030 N Loop 1604 W Ste 200, San Antonio, TX 78248-4554

Lawyers At This Firm

Law Office of Brock Huffman

  • 110 E. Nueva, San Antonio, TX 78204

Stewart Law PLLC

  • 7300 Blanco Rd., Ste. 301, San Antonio, TX 78216

Law Offices of Ben Steinhauser

  • 5825 Callaghan Rd., Ste. 207, San Antonio, TX 78228

Kent M. McDougall

  • 1718 San Pedro Ave., San Antonio, TX 78212-3615

William H. Johnson, III

  • 2515 Broadway, San Antonio, TX 78215

Morales Padia Law

  • 45 NE Loop 410, Ste. 206, San Antonio, TX 78216

Glast, Phillips & Murray, P.C.

  • 219 East Houston Street, Suite 400, San Antonio, TX 78205

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

What is dismissal of bankruptcy

Mark J Markus
Answered by attorney Mark J Markus
Bankruptcy lawyer at Law Office of Mark J. Markus
A dismissal of bankruptcy means you are no longer in bankruptcy and did not receive a discharge of debts.  Thus, you still owe the balance remaining to any of your pre-bankruptcy creditors and if you were curing a default on your mortgage, the default is still there and they can now foreclose. Your options now are to either file a Motion for Reconsideration or to Set Aside the Dismissal if you have appropriate facts to do so (which you might), or file a new Chapter 13 case. A lot of times claims are filed which need to be paid in full, so the payment you were originally making might not have been sufficient to cover all the necessary claims.  Without reviewing your entire case file I couldn't tell you what the situation is in your case.  Your attorney should have been monitoring that and taking steps to modify your plan payments if necessary.  But I'm just speculating as to what may have happened. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.  
A dismissal of bankruptcy means you are no longer in bankruptcy and did not receive a discharge of debts.  Thus, you still owe the balance remaining to any of your pre-bankruptcy creditors and if you were curing a default on your mortgage, the default is still there and they can now foreclose. Your options now are to either file a Motion for Reconsideration or to Set Aside the Dismissal if you have appropriate facts to do so (which you might), or file a new Chapter 13 case. A lot of times claims are filed which need to be paid in full, so the payment you were originally making might not have been sufficient to cover all the necessary claims.  Without reviewing your entire case file I couldn't tell you what the situation is in your case.  Your attorney should have been monitoring that and taking steps to modify your plan payments if necessary.  But I'm just speculating as to what may have happened. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.  
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Mortgage co. bankrupt

default-avatar
Answered by attorney Phong Thanh Tran (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Pho Ethan Tran, PLLC
Its not going to change your ownership of the property. The account will probably be transferred or bought by another lender.
Its not going to change your ownership of the property. The account will probably be transferred or bought by another lender.

Should i file for bankruptcy?

Mark J Markus
Answered by attorney Mark J Markus
Bankruptcy lawyer at Law Office of Mark J. Markus
A chargeoff is merely a bookkeeping entry.  It has nothing to do with whether or not you still owe a debt, or whether the creditor can take collections actions on it. Student loans are generally not dischargeable in bankruptcy.   You can seek an "undue hardship" discharge of the student loans by filing a complaint in your bankruptcy case, but the criteria you need to prove for this is very difficult. There are also non-bankruptcy alternatives, such as doing income-based repayment plans, but you have to get your loans out of default first in order to take advantage of such programs. I suggest having a consultation with a bankruptcy attorney in your area who is experienced with student loan litigation, to evaluate your options more fully. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.  
A chargeoff is merely a bookkeeping entry.  It has nothing to do with whether or not you still owe a debt, or whether the creditor can take collections actions on it. Student loans are generally not dischargeable in bankruptcy.   You can seek an "undue hardship" discharge of the student loans by filing a complaint in your bankruptcy case, but the criteria you need to prove for this is very difficult. There are also non-bankruptcy alternatives, such as doing income-based repayment plans, but you have to get your loans out of default first in order to take advantage of such programs. I suggest having a consultation with a bankruptcy attorney in your area who is experienced with student loan litigation, to evaluate your options more fully. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.  
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