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AV Preeminent Peer Rated Attorneys
Salt Flat Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Salt Flat Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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Looking for Bankruptcy Lawyers in Salt Flat?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

If sheriffs gives me a 5 day notice can I file for emergency bankruptcy?

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Answered by attorney Robert Jason De Groot (Unclaimed Profile)
Bankruptcy lawyer at R. Jason de Groot, P.A.
It takes me about a month to get all the paperwork ready to file with the bankruptcy court. If you can file an "emergency bankruptcy" and you think that will enable you more time to relocate, then go ahead and do it. An automatic stay pursuant to federal law will be in effect on the moment you file a bankruptcy. This means that no creditor can proceed with an action in State court. The sheriff has already given you a 5 day notice. But I do not know what the notice says. If it says you have 5 days to vacate, then you should vacate. Filing bankruptcy is not something you can just go an do so that you have more time to move. It is a very serious decision for which you need competent legal advice. The law changed back in 2005 so that people who are going to file bankruptcy must first go over their financial circumstances with an approved consumer credit counseling agency, and get a certificate saying that they have done so.
It takes me about a month to get all the paperwork ready to file with the bankruptcy court. If you can file an "emergency bankruptcy" and you think that will enable you more time to relocate, then go ahead and do it. An automatic stay pursuant to federal law will be in effect on the moment you file a bankruptcy. This means that no creditor can proceed with an action in State court. The sheriff has already given you a 5 day notice. But I do not know what the notice says. If it says you have 5 days to vacate, then you should vacate. Filing bankruptcy is not something you can just go an do so that you have more time to move. It is a very serious decision for which you need competent legal advice. The law changed back in 2005 so that people who are going to file bankruptcy must first go over their financial circumstances with an approved consumer credit counseling agency, and get a certificate saying that they have done so.
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What if I can't pay a judgment on a credit card debt, how can I get out of it, can I file bankruptcy, can I dispute it?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
Once a creditor obtains a judgment, they can utilize the services of local law enforcement to take money & property from you by wage garnishment, bank account attachment, liening any real estate you own, and taking property not protected under state laws called exemptions. If you can qualify to file bankruptcy, you can eliminate this debt in bankruptcy, but if the creditor has recorded a lien on any of your real estate, a supplemental proceeding will be necessary to remove that lien. As you are finding out, the divorce court can say one thing, but if the person you married is irresponsible, you can be stuck holding the bag. IMHO, anyone thinking about getting married ought to think twice and have an investigator check out the financial background of the intended.
Once a creditor obtains a judgment, they can utilize the services of local law enforcement to take money & property from you by wage garnishment, bank account attachment, liening any real estate you own, and taking property not protected under state laws called exemptions. If you can qualify to file bankruptcy, you can eliminate this debt in bankruptcy, but if the creditor has recorded a lien on any of your real estate, a supplemental proceeding will be necessary to remove that lien. As you are finding out, the divorce court can say one thing, but if the person you married is irresponsible, you can be stuck holding the bag. IMHO, anyone thinking about getting married ought to think twice and have an investigator check out the financial background of the intended.
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Can the lean holder file suit against the co-signee?

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Answered by attorney Ronald Karl Nims (Unclaimed Profile)
Bankruptcy lawyer at Ronald K. Nims
Lien holder. As long as your Chapter 13 plan conforms to the bankruptcy law, then the lien holder is forced to comply with the terms of he plan. The lien holder can't bring suit against your cosigner because bankruptcy law prohibits suits against cosigners during the plan. When your plan is complete, the loan will be paid off or (it's is a long term loan like a mortgage), the bankruptcy court will issue a court order stating that the loan is current and the lien holder has no right to sue on a current loan. If the lien holder fails to file a proof of claim with the court, you, as the debtor, can file a proof of claim and the loan will be handled based on the information in your proof of claim?
Lien holder. As long as your Chapter 13 plan conforms to the bankruptcy law, then the lien holder is forced to comply with the terms of he plan. The lien holder can't bring suit against your cosigner because bankruptcy law prohibits suits against cosigners during the plan. When your plan is complete, the loan will be paid off or (it's is a long term loan like a mortgage), the bankruptcy court will issue a court order stating that the loan is current and the lien holder has no right to sue on a current loan. If the lien holder fails to file a proof of claim with the court, you, as the debtor, can file a proof of claim and the loan will be handled based on the information in your proof of claim?
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