AV Preeminent Peer Rated Attorneys
Roxbury Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Roxbury Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Roxbury Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Coughlin & Gerhart, LLP

4.5
112 Reviews

  • Serving Delhi, NY

  • Law Firm with 54 lawyers2 awards

  • Our Best. Every Day. Since 1898.

  • Bankruptcy LawyersGeneral Civil Practice before all State and Federal Courts and Administrative Agencies, Appellate Practice, and 37 more

Keith A. Gorgos
Partner
Compare with other firms

McKeegan & McKeegan

  • 127 Main St., Delhi, NY 13753

Brown, Kelleher, Zwickel & Wilhelm, L.L.P.

  • Main Street, Windham, NY 12496

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Looking for Bankruptcy Lawyers in Roxbury?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
94 %

61 Client Reviews

PEER REVIEWS
4.7

42 Peer Reviews

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Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Can I sell my home after my bankruptcy has been discharged and pay the bank only what I owe them?

Susan Green Taylor
Answered by attorney Susan Green Taylor (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Susan G. Taylor
Certainly. I assume all equity in your home was exempt under your Ch. 7 filing & that your case was closed soon after discharge.
Certainly. I assume all equity in your home was exempt under your Ch. 7 filing & that your case was closed soon after discharge.

Is there any way of getting out of paying a student loan off as a parent since it was forged by my child other than having them arrested for forgery?

default-avatar
Answered by attorney John F Brennan (Unclaimed Profile)
Bankruptcy lawyer at Musilli Brennan Associates, PLLC
Your between the rock and a hard place, obviously if you maintain that your signature is guarantor was forged then the party who forged it has potential civil and criminal liabilities.
Your between the rock and a hard place, obviously if you maintain that your signature is guarantor was forged then the party who forged it has potential civil and criminal liabilities.
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My ex wife discharged the mortgage in ch 7 I filed and reaffirmed she now thinks I need to refinance to get her off mortgage so she can buy a house

William Eugene Maddox
Answered by attorney William Eugene Maddox (Unclaimed Profile)
Bankruptcy lawyer at William E. Maddox, Jr. LLC, Attorney at Law
There should be no need for you to refinance.  Secured debt that is not reaffirmed, such as a mortgage, should reflect on your wife's credit report as 'included in bankruptcy' and show a $0 balance, and not drop off her credit for approximately 7-10 years.  She should dispute the reporting online with the credit bureaeus if this is not how it is being reported.  Some companies will delete the reporting all together but that is not required.   Anyone running her credit for the pupose of obtaining a mortgage should understand the non reaffirmed debt reporting and understand that she is not responsible for the debt.  She will likely have to provide a copy of the discharge order and possibly a copy of the petition and Statement of Intent which states her surrender of her interest in the property/mortgage.
There should be no need for you to refinance.  Secured debt that is not reaffirmed, such as a mortgage, should reflect on your wife's credit report as 'included in bankruptcy' and show a $0 balance, and not drop off her credit for approximately 7-10 years.  She should dispute the reporting online with the credit bureaeus if this is not how it is being reported.  Some companies will delete the reporting all together but that is not required.   Anyone running her credit for the pupose of obtaining a mortgage should understand the non reaffirmed debt reporting and understand that she is not responsible for the debt.  She will likely have to provide a copy of the discharge order and possibly a copy of the petition and Statement of Intent which states her surrender of her interest in the property/mortgage.
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