Richmond, TX Bankruptcy Law Firms & Lawyers

You are allowed to switch lawyers whenever you feel like it. Whether you SHOULD fire your attorney or not is never a clear-cut yes-or-no question. In figuring out whether you want to do that or not, don't focus on what they did or didn't do up to this point. Instead, ask yourself what else you think they should have done, or what you think you've paid them to do but that they haven't done. Then once you know VERY SPECIFICALLY what it is you think they were supposed to do but didn't, ask yourself whether the next lawyer is going to do those specific things or not.

It depends. If you filed a Chapter 7 before, you can file again 8 years from the filing date of the prior Chapter 7. You can file a Chapter 13 if your prior Chapter 7 was filed more than 2 years ago. Congress tacked on another year between 7 filing.

The car lender is lying to you about taking the car if your payments are current. And it is too late to obtain a reaffirmation, which by law must be submitted to the court before the discharge is entered. You should have read your entire bankruptcy petition before it was filed and let your lawyer know that a creditor was missing, if in fact it was missing. Look at Schedules D or G of your bankruptcy paperwork to determine whether this debt was included. If not included, it is now too late to make any changes. Talk to your own lawyer about the repercussions of this mistake of yours.