AV Preeminent Peer Rated Attorneys
Parishville Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Parishville Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Parishville Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

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  • 107 South Canton Road, Potsdam, NY 13676

  • 63 Market St., Potsdam, NY 13676

  • 2 Judson Street, Canton, NY 13617

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Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
57 %

12 Client Reviews

PEER REVIEWS
4.3

8 Peer Reviews

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

How to negociate with bank after C13?

Answered by attorney Michael D. Siegel
Bankruptcy lawyer at Siegel & Siegel, P.C.
The old comments cannot be removed until they drop off.  You post is unclear.  I am not sure what you want to do.
The old comments cannot be removed until they drop off.  You post is unclear.  I am not sure what you want to do.

Is it possible to file bankruptcy with SSI?

Richard B. Jacobson
Answered by attorney Richard B. Jacobson (Unclaimed Profile)
Bankruptcy lawyer at Richard B. Jacobson Associates, LLC
Might. You have a child. Do not consider suicide. If it is still on your mind call a suicide hotline in your community. Failing that, call your doctor or 911. SSI does not stand in the way of your filing a bankruptcy. Your situation might, all in all, justify a discharge of the student loans on the basis of 'undue hardship.' You would do well to consult an experienced bankruptcy lawyer. It might help your situation immensely. Good Luck.
Might. You have a child. Do not consider suicide. If it is still on your mind call a suicide hotline in your community. Failing that, call your doctor or 911. SSI does not stand in the way of your filing a bankruptcy. Your situation might, all in all, justify a discharge of the student loans on the basis of 'undue hardship.' You would do well to consult an experienced bankruptcy lawyer. It might help your situation immensely. Good Luck.
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How do I get by attorney to add asset to schedules in chapter 13 bankruptcy?

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Answered by attorney Ronald Karl Nims (Unclaimed Profile)
Bankruptcy lawyer at Ronald K. Nims
First, I'm very surprised the lawyer didn't check this before he prepared your petition. Doing a check on land title and liens is a required part of representing a client in bankruptcy. (This is because land title is complex and a surprising number of people are unsure or wrong about the details of their title.) However, you're now in the situation and blaming an incompetent attorney doesn't change that but the error in filing is the attorney's fault not yours. Since you told him how you believed the real estate was titled and he then prepared to petition differently, you had every right to assume that he did his job, check the title and determined that this was the proper way to list it for the bankruptcy. I'd recommend that you write your attorney and spell out that you told him (or his staff - whoever interviewed you) before the petition was prepared that your understanding was that you owned two parcels of real estate: the house and five acres with a mortgage and five acres of land free and clear. When you signed the petition, you relied on him as an expert that the property was properly listed on the petition. Now, you have found out that the attorney erred in the preparation of the petition and because of his error the petition understated your equity in the land. State how many times you have attempted to get his advice on this by phone or from his staff to no avail. Tell him that you need him to advise you on how to handle the situation at this point. If he responds, make a record of what he says. If you calls you, write another letter to him confirming the call and the advice he gives you. If he doesn't respond, contact the U.S. Trustee's office in your area and send them a copy of the letter, that your attorney hasn't responded to your attempts to contact him and you'd appreciate any help that they can give you.
First, I'm very surprised the lawyer didn't check this before he prepared your petition. Doing a check on land title and liens is a required part of representing a client in bankruptcy. (This is because land title is complex and a surprising number of people are unsure or wrong about the details of their title.) However, you're now in the situation and blaming an incompetent attorney doesn't change that but the error in filing is the attorney's fault not yours. Since you told him how you believed the real estate was titled and he then prepared to petition differently, you had every right to assume that he did his job, check the title and determined that this was the proper way to list it for the bankruptcy. I'd recommend that you write your attorney and spell out that you told him (or his staff - whoever interviewed you) before the petition was prepared that your understanding was that you owned two parcels of real estate: the house and five acres with a mortgage and five acres of land free and clear. When you signed the petition, you relied on him as an expert that the property was properly listed on the petition. Now, you have found out that the attorney erred in the preparation of the petition and because of his error the petition understated your equity in the land. State how many times you have attempted to get his advice on this by phone or from his staff to no avail. Tell him that you need him to advise you on how to handle the situation at this point. If he responds, make a record of what he says. If you calls you, write another letter to him confirming the call and the advice he gives you. If he doesn't respond, contact the U.S. Trustee's office in your area and send them a copy of the letter, that your attorney hasn't responded to your attempts to contact him and you'd appreciate any help that they can give you.
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