AV Preeminent Peer Rated Attorneys
Olean Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Olean Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Olean Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Fessenden, Laumer and DeAngelo

4.2
24 Reviews

  • 2626 W. State St., Ste. 203, Olean, NY 14760+2 locations

  • Law Firm with 4 lawyers2 awards

  • EXPERIENCED WESTERN NEW YORK INJURY ATTORNEYS GET STRONG RESULTS

  • Bankruptcy LawyersPersonal Injury, Automobile Accidents, and 23 more

Daniel T. Gullotti
Member
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Looking for Bankruptcy Lawyers in Olean?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
74 %

12 Client Reviews

PEER REVIEWS
4.2

16 Peer Reviews

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Is there time limitation for HOA before trying to collect for past accounts?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
There is a time limit, but if you filed bankruptcy in 2009, not enough time has elapsed. HOAs have what is called a statutory lien against your property for unpaid dues, and all dues that were subject to this lien before you filed bankruptcy would not have been eliminated as to the property by your bankruptcy. Bankruptcy does not change statutory liens. Of course, any HOA dues that were run up after you filed bankruptcy would be unaffected by your prior bankruptcy filing, and every month that elapses without payment is another nail in your coffin of obligation to the HOA. Better work this out or begin packing. How would a quit claim help you if you owned the property when the HOA dues were run up? To get clean title, the HOA liens need to be satisfied, and that means someone must pay them off. If you need time to do this, Chapter 13 may be your only option.
There is a time limit, but if you filed bankruptcy in 2009, not enough time has elapsed. HOAs have what is called a statutory lien against your property for unpaid dues, and all dues that were subject to this lien before you filed bankruptcy would not have been eliminated as to the property by your bankruptcy. Bankruptcy does not change statutory liens. Of course, any HOA dues that were run up after you filed bankruptcy would be unaffected by your prior bankruptcy filing, and every month that elapses without payment is another nail in your coffin of obligation to the HOA. Better work this out or begin packing. How would a quit claim help you if you owned the property when the HOA dues were run up? To get clean title, the HOA liens need to be satisfied, and that means someone must pay them off. If you need time to do this, Chapter 13 may be your only option.
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How long do I have to wait to refile for bankruptcy?

Cary Sawyer Smalley
Answered by attorney Cary Sawyer Smalley (Unclaimed Profile)
Bankruptcy lawyer at The Smalley Law Firm, LLC
That depends what chapter of bankruptcy you previously filed and what chapter you are intending to file.
That depends what chapter of bankruptcy you previously filed and what chapter you are intending to file.

Am I still obligated to pay for a car even if it was repossessed?

Jennifer Jakob-Barnes
Answered by attorney Jennifer Jakob-Barnes (Unclaimed Profile)
Bankruptcy lawyer at Jakob-Barnes Law Firm, LLC
Yes, you are responsible for the difference. Before they garnish your wages, the creditor has to file a lawsuit against you and receive a judgment. Once the creditor has a judgment, they can file a garnishment against your wages and/or bank account.
Yes, you are responsible for the difference. Before they garnish your wages, the creditor has to file a lawsuit against you and receive a judgment. Once the creditor has a judgment, they can file a garnishment against your wages and/or bank account.
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