AV Preeminent Peer Rated Attorneys
New Hampton Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
New Hampton Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
New Hampton Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Drake Loeb PLLC

4.7
21 Reviews

  • Serving New Hampton, NY and Orange County, New York

  • Law Firm with 11 lawyers2 awards

  • Strategic, Common Sense Legal Solutions for Individuals, Municipalities & Businesses

  • Bankruptcy LawyersAppellate Practice, Arbitration, and 47 more

Richard J. Drake
Bankruptcy Lawyer
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Timothy S. Hart, Tax Attorney & CPA (Serving N.Y.S.)

5.0
38 Reviews

  • Serving New Hampton, NY and Orange County, New York

  • Law Firm with 1 lawyer1 award

  • Free 30 Minute Consultation. Dedicated Attorney & CPA Handles All Tax Problems With The IRS & New York State Tax Department. Specializing In Unfiled Tax Returns and tax... Read More

  • Bankruptcy LawyersTax Law, Offers in Compromise, and 46 more

  • Free Consultation

  • Offers Video

Timothy Hart Esq.
Bankruptcy Lawyer
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Needle | Cuda

4.7
25 Reviews

  • Serving New Hampton, NY and Orange County, New York

  • Law Firm with 5 lawyers3 awards

  • Needle | Cuda is a top family law firm focused on divorce, alimony, property division, custody/visitation, relocation, child support, post judgement modifications/enforcement,... Read More

  • Bankruptcy LawyersDivorce, Child Custody, and 34 more

Charles Needle
Bankruptcy Lawyer
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Looking for Bankruptcy Lawyers in New Hampton?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
89 %

22 Client Reviews

PEER REVIEWS
4.6

23 Peer Reviews

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Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Could I file bankruptcy if I cannot afford my mortgage or bills?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
You are asking a lot of complicated questions in a forum designed to give basic information and I will try to address some of these issues in the limited space available. But you ought to consult with a bankruptcy attorney in your community. You can file bankruptcy if you are eligible to do so. But bankruptcy will not give you clean title to your property and to keep your property, you will have to be able to keep the mortgage company from foreclosing on you. June 14 was a couple of months ago, so if your property was foreclosed on, it is gone and you cannot get it back. Your mortgage company has no obligation to help you. They lent you money to buy your house and they have every legal right to demand that you pay them back according to the terms of the written contract you signed with them. It is not clear whether the land you have is separate from the mortgage or not, but if it is fully paid for, you may live on it if you wish. To be able to claim it as a homestead you must, in fact, live on it.
You are asking a lot of complicated questions in a forum designed to give basic information and I will try to address some of these issues in the limited space available. But you ought to consult with a bankruptcy attorney in your community. You can file bankruptcy if you are eligible to do so. But bankruptcy will not give you clean title to your property and to keep your property, you will have to be able to keep the mortgage company from foreclosing on you. June 14 was a couple of months ago, so if your property was foreclosed on, it is gone and you cannot get it back. Your mortgage company has no obligation to help you. They lent you money to buy your house and they have every legal right to demand that you pay them back according to the terms of the written contract you signed with them. It is not clear whether the land you have is separate from the mortgage or not, but if it is fully paid for, you may live on it if you wish. To be able to claim it as a homestead you must, in fact, live on it.
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Can the bank take my car if I file for bankruptcy?

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Answered by attorney D. Nathan Davis (Unclaimed Profile)
Bankruptcy lawyer at Davis Law Firm
Your question is a very common question and there is not a perfectly clear answer. If you are correct as to the value of the vehicle, it is unlikely you would lose the car. You have what are called exemptions and they may be sufficient to make it so that the credit card lenders will not bother the car. I am understanding that you actually have the title to your car and that no liens are on the title to the car. You should contact a bankruptcy attorney who can advise you as to the likelihood of losing the vehicle for the credit card debt. Exemptions are important and how long you have lived in South Carolina will affect what exemptions you can claim. Meeting with an experienced bankruptcy attorney may help you determine if this is the proper time to file for bankruptcy. Credit card lenders seldom try to take any property so you may be better off trying to fix what appears to be an income problem.
Your question is a very common question and there is not a perfectly clear answer. If you are correct as to the value of the vehicle, it is unlikely you would lose the car. You have what are called exemptions and they may be sufficient to make it so that the credit card lenders will not bother the car. I am understanding that you actually have the title to your car and that no liens are on the title to the car. You should contact a bankruptcy attorney who can advise you as to the likelihood of losing the vehicle for the credit card debt. Exemptions are important and how long you have lived in South Carolina will affect what exemptions you can claim. Meeting with an experienced bankruptcy attorney may help you determine if this is the proper time to file for bankruptcy. Credit card lenders seldom try to take any property so you may be better off trying to fix what appears to be an income problem.
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When filing a Chapter 7 bankruptcy schedule J, if your monthly debt exceeds your monthly income, what happens?

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Answered by attorney Phong Thanh Tran (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Pho Ethan Tran, PLLC
When your monthly expenses exceed your income on schedule J, nothing really happens except it may raise the issue of how you will be able to pay any debts that you choose to reaffirm.
When your monthly expenses exceed your income on schedule J, nothing really happens except it may raise the issue of how you will be able to pay any debts that you choose to reaffirm.
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