AV Preeminent Peer Rated Attorneys
Mount Vision Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Mount Vision Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Mount Vision Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Schlather & Birch

4.6
11 Reviews

  • 192 Main Street, Cooperstown, NY 13326

  • Law Firm with 1 lawyer2 awards

  • Real Estate, Probate, Estate Planning, Taxation, Small Business Planning, Bankruptcy, Adoption, Guardianship.

  • Bankruptcy LawyersReal Estate, Probate, and 6 more

Robert W. Birch
Bankruptcy Lawyer
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Coughlin & Gerhart, LLP

4.5
112 Reviews

  • Serving Delhi, NY

  • Law Firm with 54 lawyers2 awards

  • Our Best. Every Day. Since 1898.

  • Bankruptcy LawyersGeneral Civil Practice before all State and Federal Courts and Administrative Agencies, Appellate Practice, and 37 more

Keith A. Gorgos
Partner
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Coughlin & Gerhart, LLP

4.5
112 Reviews

  • Serving Norwich, NY

  • Law Firm with 54 lawyers2 awards

  • Our Best. Every Day. Since 1898.

  • Bankruptcy LawyersGeneral Civil Practice before all State and Federal Courts and Administrative Agencies, Appellate Practice, and 37 more

Peter Littman
Of Counsel
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Coughlin & Gerhart, LLP

4.5
112 Reviews

  • Serving Unadilla, NY

  • Law Firm with 54 lawyers2 awards

  • Our Best. Every Day. Since 1898.

  • Bankruptcy LawyersGeneral Civil Practice before all State and Federal Courts and Administrative Agencies, Appellate Practice, and 37 more

Nicholas S. Cortese
Special Counsel
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Manne & Humpf, PLLC

4.8
33 Reviews

  • Serving Mount Vision, NY and Otsego County, New York

  • Law Firm with 1 lawyer2 awards

  • Personal, Professional Representation since 1993.

  • Bankruptcy LawyersGeneral Practice, Annulment, and 62 more

Karl E. Manne
Bankruptcy Lawyer
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Coughlin & Gerhart, LLP

4.5
112 Reviews

  • Serving Oneonta, NY

  • Law Firm with 54 lawyers2 awards

  • Our Best. Every Day. Since 1898.

  • Bankruptcy LawyersGeneral Civil Practice before all State and Federal Courts and Administrative Agencies, Appellate Practice, and 37 more

Mark S. Gorgos
Of Counsel
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Law Office of Rosemarie Richards

  • 26 Marion Avenue, Gilbertsville, NY 13776

Green & Green

  • 50 Main Street, Cooperstown, NY 13326

Carol Ann Malz

  • 554 Main St., Oneonta, NY 13820-5446

McKeegan & McKeegan

  • 127 Main St., Delhi, NY 13753

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Looking for Bankruptcy Lawyers in Mount Vision?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
81 %

265 Client Reviews

PEER REVIEWS
4.4

181 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Can I still file after I consolidated my credit card debt thru a third party program to get on an affordable payment plan and living expenses?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
You can file a bankruptcy but depending on WHEN you took out the consolidation loan, you may not be eligible to ELIMINATE this debt in a bankruptcy. See 11 USC sec 523 for more information.
You can file a bankruptcy but depending on WHEN you took out the consolidation loan, you may not be eligible to ELIMINATE this debt in a bankruptcy. See 11 USC sec 523 for more information.
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Can I file bankruptcy on accounts that I know are scams?

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Answered by attorney John F Brennan (Unclaimed Profile)
Bankruptcy lawyer at Musilli Brennan Associates, PLLC
I am sorry to hear of your situation. You should really contact an attorney, have the contract reviewed to see what can be done. If this is truly fraudulent you should be recontacting your credit card companies about it and may wish to speak with your local country prosecutor. Yes, most probably the debts could or would be dischargable in bankruptcy, but again, you should present the entire situation to an attorney before you make any decision. Generally, when you file a bankruptcy you are required to list all of your debts and assets, regardless of their source. The problem here seems to be the bad guys got the money, delivered nothing and you (and the credit card companies who are not the bad guys) are the victims.
I am sorry to hear of your situation. You should really contact an attorney, have the contract reviewed to see what can be done. If this is truly fraudulent you should be recontacting your credit card companies about it and may wish to speak with your local country prosecutor. Yes, most probably the debts could or would be dischargable in bankruptcy, but again, you should present the entire situation to an attorney before you make any decision. Generally, when you file a bankruptcy you are required to list all of your debts and assets, regardless of their source. The problem here seems to be the bad guys got the money, delivered nothing and you (and the credit card companies who are not the bad guys) are the victims.
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When filing a Chapter 7 bankruptcy schedule J, if your monthly debt exceeds your monthly income, what happens?

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Answered by attorney Deborah Ann Stencel (Unclaimed Profile)
Bankruptcy lawyer at Law Offices of Deborah A. Stencel
If your expenses exceed your income, you may have trouble convincing the judge that you can afford to keep all of your secured debt but in terms of the bankruptcy itself that is how it should be. Expenses should exceed income in most cases.
If your expenses exceed your income, you may have trouble convincing the judge that you can afford to keep all of your secured debt but in terms of the bankruptcy itself that is how it should be. Expenses should exceed income in most cases.
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