AV Preeminent Peer Rated Attorneys
Morrisville Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Morrisville Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Morrisville Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
  • 2600 Oneida St., Utica, NY 13501-6311

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About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Can I file bankruptcy if I’m on SSI, clean my debt and keep my car in monthly payment?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
Being on SSI, cleaning your credit and keeping your vehicle payments current are not going to prevent you from filing bankruptcy. The better questions are whether bankruptcy is necessary and will allow you to maintain these goals.
Being on SSI, cleaning your credit and keeping your vehicle payments current are not going to prevent you from filing bankruptcy. The better questions are whether bankruptcy is necessary and will allow you to maintain these goals.
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Can I sell a house after the loan wasn't reaffirmed?

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Answered by attorney Rustin Scott Polk (Unclaimed Profile)
Bankruptcy lawyer at Polk & Associates
Yes, you can sell your house if you want to. The fact that you very wisely did not sign a reaffirmation agreement on your mortgage thereby putting yourself right back on the hook for personal liability on that very large debt doesn't mean you aren't allowed to sell it. The mortgage company still has their lien on the house so they'll need to be paid off as part of the sales process, just the same as in all house sales. On the other hand, you do not HAVE to sell the house. Because you did not sign a reaffirmation agreement and renew your personal liability, you could simply walk away at this point rather than going through all the trouble of listing it and selling it. I guess it just depends on whether you'd actually make any money by selling it.
Yes, you can sell your house if you want to. The fact that you very wisely did not sign a reaffirmation agreement on your mortgage thereby putting yourself right back on the hook for personal liability on that very large debt doesn't mean you aren't allowed to sell it. The mortgage company still has their lien on the house so they'll need to be paid off as part of the sales process, just the same as in all house sales. On the other hand, you do not HAVE to sell the house. Because you did not sign a reaffirmation agreement and renew your personal liability, you could simply walk away at this point rather than going through all the trouble of listing it and selling it. I guess it just depends on whether you'd actually make any money by selling it.
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Can I file chapter 13 bankruptcy with my daughter for a car I cosigned for her that she let go back and not affect my husband?

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Answered by attorney Asaph Orion Abrams (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Asaph Abrams
You cannot file bankruptcy with a family member (or anyone else) except for your spouse. You can file with or without your spouse, but regardless, the non-filing spouse's income and assets are factored into the filing spouse's bankruptcy.
You cannot file bankruptcy with a family member (or anyone else) except for your spouse. You can file with or without your spouse, but regardless, the non-filing spouse's income and assets are factored into the filing spouse's bankruptcy.
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