Marshall, TX Bankruptcy Law Firms & Lawyers

Hard to imagine how you managed to pay that much money if you did not want to continue paying and now you are concerned about it after so long. While the personal liability for the mortgage/deed of trust is discharged in bankruptcy, the debt is still collectable if the bank wants to sell the house in foreclosure and get whatever the sale proceeds are received because it is secured by a lien (a deed of trust or mortgage) and the lien is not affected by the bankruptcy. I would guess that the bank will now claim that you paid voluntarily which you are allowed to do after bankrutpcy. I doubt that you can get it back but your situation is so unusual that you need to consult with an attorney who can review the documents and get all the facts.

You can be sued for eviction if your landlord asks the bankruptcy court for permission to be relieved from the automatic stay. If your landlord fails to report income that can be tax fraud or perjury if he says he never received the money. You would need proof from your section 8 worker.

You can always file again but these are specific time periods between when you can get discharged. This is dependent on what chapter you previously filed and the disposition.