AV Preeminent Peer Rated Attorneys
Maplewood Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Maplewood Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Maplewood Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
  • Serving Maplewood, NJ and Essex County, New Jersey

  • Law Firm with 1 lawyer

  • Providing Legal Solutions in Sussex, Passaic and Bergen counties since 1991.

  • Bankruptcy LawyersBankruptcy Arbitration, Bankruptcy Chapter 11, and 313 more

James C. Zimmermann
Bankruptcy Lawyer
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Keaveney Legal Group

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  • Serving Maplewood, NJ and Essex County, New Jersey

  • Law Firm with 4 lawyers

  • Keaveney Legal Group is a New Jersey & Pennsylvania-based professional law firm that aggressively defends consumers, professionals and homeowners who are facing legal issues in the... Read More

  • Bankruptcy LawyersStop Foreclosure Proceedings, Loan Modifications, and 40 more

  • Free Consultation

Fellig Schwartz, LLC

4.9
27 Reviews
  • Serving Maplewood, NJ and Essex County, New Jersey

  • Law Firm with 2 lawyers2 awards

  • Fellig Schwartz offers "Big Firm Quality, Small Firm Dedication." We represent small to middle market businesses, high-level executives and professionals in all fields and... Read More

  • Bankruptcy LawyersAmericans with Disabilities Act, Breach of Contract, and 32 more

Audra Schwartz
Bankruptcy Lawyer
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  • Serving Maplewood, NJ and Essex County, New Jersey

  • Law Firm with 31 lawyers3 awards

  • A New Jersey Firm You Can Rely On For Over 13 Practice Areas That Include: Criminal Law, Family Law, Corporate and Business Law.

  • Bankruptcy LawyersArbitration, Mediation and Special Master, Business Law and Commercial Transactions, and 11 more

  • Free Consultation

  • Offers Video

Jennifer L. Young
Bankruptcy Lawyer
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  • Serving Maplewood, NJ and Essex County, New Jersey

  • Law Firm with 15 lawyers3 awards

  • New Jersey Personal Injury Lawyers Who Fight For YouNationally-recognized as one of the most successful personal injury law firms in the country, Mazie Slater Katz & Freeman is... Read More

  • Bankruptcy LawyersBirth Injury, Brain Damage, and 19 more

David M. Freeman
Bankruptcy Lawyer
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  • Serving Maplewood, NJ and Essex County, New Jersey

  • Law Firm with 4 lawyers1 award

  • Davis Environmental Law provides cost effective, creative, top-quality outside legal counsel, with direct and personal service and proven results. With experience and in-depth... Read More

  • Bankruptcy LawyersEnvironmental Law, Environmental Cost Recovery Claims, and 33 more

Robert Gorrie
Associate
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  • Serving Maplewood, NJ and Essex County, New Jersey

  • Law Firm with 3 lawyers4 awards

  • Helping You Get a Fresh Start in New Jersey, whether through divorce, purchase of a residential or commercial property, purchase of a business, or filing for bankruptcy protection.

  • Bankruptcy LawyersFamily Law, Divorce, and 17 more

  • Free Consultation

  • Offers Video

Andrew M. Wolfenson
Bankruptcy Lawyer
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Brach Eichler LLC

4.6
121 Reviews
  • Serving Maplewood, NJ and Essex County, New Jersey

  • Law Firm with 101 lawyers2 awards

  • A multidisciplinary law firm with more than 55 years practicing law, we are ready to meet virtually any legal services need. Our attorneys are dedicated to delivering outstanding... Read More

  • Bankruptcy LawyersPersonal Injury, Labor and Employment, and 5 more

  • 2066 Milburn Ave., Maplewood, NJ 07040

  • 515 Valley Road, Suite 1, Maplewood, NJ 07040

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Looking for Bankruptcy Lawyers in Maplewood?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
67 %

77 Client Reviews

PEER REVIEWS
4.7

165 Peer Reviews

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Am I still responsible even if our chapter 7 bankruptcy was discharged in 2010?

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Answered by attorney Kathryn Ursula Tokarska (Unclaimed Profile)
Bankruptcy lawyer at Law Offices of Kathryn Tokarska
I think you meant to say that you got a loan modification, not a refinancing. It's quite impossible to refinance a property if the amount owed exceeds the property value since the new lender wants some cushion of equity so that they are secured by the property for the amount they are lending out. If you are able to refinance your mortgage ask the current lender to provide you with a statement showing schedule of payments you made since the bankruptcy. Take this statement to any potential new lender so they have a record of payments. You can also append your credit report by sending this statement to the credit bureaus so that it can be retrieved by a lender when they run your credit report. If you did not reaffirm your loans in bankruptcy, your personal obligation to repay this debt was discharged and you will not be responsible for any deficiency after foreclosure.
I think you meant to say that you got a loan modification, not a refinancing. It's quite impossible to refinance a property if the amount owed exceeds the property value since the new lender wants some cushion of equity so that they are secured by the property for the amount they are lending out. If you are able to refinance your mortgage ask the current lender to provide you with a statement showing schedule of payments you made since the bankruptcy. Take this statement to any potential new lender so they have a record of payments. You can also append your credit report by sending this statement to the credit bureaus so that it can be retrieved by a lender when they run your credit report. If you did not reaffirm your loans in bankruptcy, your personal obligation to repay this debt was discharged and you will not be responsible for any deficiency after foreclosure.
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How can I avoid being sued for foreclosure after bankruptcy?

Answered by attorney Simon Goldenberg
Bankruptcy lawyer at Law Office of Simon Goldenberg PLLC
You may have several options to help save your home, at least for a period of time. A foreclosure defense attorney might be able to assist you in mounting a defense to the foreclosure action. You also may be eligible for a loan modification to reduce your monthly payments to a more affordable amount. If you have just completed a Chapter 7 bankruptcy, you may be able to file a Chapter 13 bankruptcy in which your arrears can be repaid in a 3 - 5 year payment plan, and depending on your jurisdiction, you may be able to modify your loan in this process. An automatic-stay provision would apply where your foreclosure proceeding would be stalled for a period of time. Seek the guidance of experienced local counsel to help determine your best option based on your specific circumstances.
You may have several options to help save your home, at least for a period of time. A foreclosure defense attorney might be able to assist you in mounting a defense to the foreclosure action. You also may be eligible for a loan modification to reduce your monthly payments to a more affordable amount. If you have just completed a Chapter 7 bankruptcy, you may be able to file a Chapter 13 bankruptcy in which your arrears can be repaid in a 3 - 5 year payment plan, and depending on your jurisdiction, you may be able to modify your loan in this process. An automatic-stay provision would apply where your foreclosure proceeding would be stalled for a period of time. Seek the guidance of experienced local counsel to help determine your best option based on your specific circumstances.
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How much debt do you have to currently be in to file for bankruptcy?

Jeremy B Shephard
Answered by attorney Jeremy B Shephard (Unclaimed Profile)
Bankruptcy lawyer at David Andersen & Associates, PC
There is no limit but you want to consider the implication of filing bankruptcy (bad credit score, future ability to get credit, etc). The lower the amount the less likely bankruptcy makes sense; however, everyone's situation is different.
There is no limit but you want to consider the implication of filing bankruptcy (bad credit score, future ability to get credit, etc). The lower the amount the less likely bankruptcy makes sense; however, everyone's situation is different.
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