Luling, TX Bankruptcy Law Firms & Lawyers

Unfortunately you cannot get the bankruptcy information off of your credit report and it will be there for 10 years. After you finished your bankruptcy your attorney (if you had one) should've informed you of how to rebuild your credit. Most mortgage companies these days are willing to work with people on new mortgages 2-3 years after bankruptcy. It sounds like you want to get an unsecured loan to get the property, however, maybe you'll have a better chance at a mortgage as it'll be secured by the new home. I would have an attorney that handles bankruptcy and credit repair to review your credit report and see how they can help you rebuild your credit or get new loans.

I assume that you are a CA resident and that the subject of this question, the property, is located in state of California. I will answer your question but based on the limited information you provided I must warn you that filing without legal representation in this scenario could have unexpected consequences and I strongly urge you to invest in the process rather than taking the risk. Before filing the case, an attorney would do some further research including confirming the status of this debt and a potential asset in your case.