AV Preeminent Peer Rated Attorneys
Lowville Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Lowville Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Lowville Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Anthony Inserra Law Firm

  • 531 Washington St., Watertown, NY 13601

Calder, Watkins, McWilliam & Beaver, P.L.L.C.

  • 261 Green St., Watertown, NY 13601

Conboy, McKay, Bachman & Kendall, LLP

  • 307 State Street, Carthage, NY 13619

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Conboy, McKay, Bachman & Kendall, LLP

  • 407 Sherman Street, Watertown, NY 13601

Lawyers At This Firm

Daniel S. Dickinson, III

  • 20889 Weaver Road, Watertown, NY 13601

Cummings, Dunckel & Campany, LLP

  • Lowville, NY 13357-0311

Lawyers At This Firm

Timothy A. Farley

  • 514 State St., Carthage, NY 13619-1632

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Looking for Bankruptcy Lawyers in Lowville?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
89 %

5 Client Reviews

PEER REVIEWS
4.5

12 Peer Reviews

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

When filing a Chapter 7 bankruptcy schedule J, if your monthly debt exceeds your monthly income, what happens?

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Answered by attorney Edward M Olson (Unclaimed Profile)
Bankruptcy lawyer at Olson Law Firm
I am afraid your question cannot be answered without more information. As a rule, people who can pay all their monthly expenses do not file for bankruptcy. However, you really need to talk to your attorney to see if your situation will be a problem.
I am afraid your question cannot be answered without more information. As a rule, people who can pay all their monthly expenses do not file for bankruptcy. However, you really need to talk to your attorney to see if your situation will be a problem.
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What are the biggest differences between chapter 7 and chapter 13 bankruptcy?

Stuart M. Nachbar
Answered by attorney Stuart M. Nachbar
Bankruptcy lawyer at Law Office of Stuart M. Nachbar, P.C.
Simply put, do you have anything, such as equity in a house to protect or are you in arrears on a mortgage. Chapter 13 allows you to clean up arrears, Chapter 7 does not.
Simply put, do you have anything, such as equity in a house to protect or are you in arrears on a mortgage. Chapter 13 allows you to clean up arrears, Chapter 7 does not.
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How do I wipe a student loan off my record?

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Answered by attorney Jeffrey Pat Heineman (Unclaimed Profile)
Bankruptcy lawyer at Heineman Law Office
You must file a bankruptcy, and then file an adversary proceeding, based on that bankruptcy, in the U.S. Bankruptcy Court. Case law on this issue has created a test to evaluate whether your loan can be eliminated or possibly reduced. The test is a little complicated, and it takes into account your current situation, your future income potential, your age, your health, your cost of living, etc.. In short, it evaluates everything. To fight this matter can be expensive. The attorney fees will likely exceed $10,000.00, and very possibly much more. Student loan companies fight these matters to the bitter end, usually. The last one I assisted on had legal fees of over $20,000.
You must file a bankruptcy, and then file an adversary proceeding, based on that bankruptcy, in the U.S. Bankruptcy Court. Case law on this issue has created a test to evaluate whether your loan can be eliminated or possibly reduced. The test is a little complicated, and it takes into account your current situation, your future income potential, your age, your health, your cost of living, etc.. In short, it evaluates everything. To fight this matter can be expensive. The attorney fees will likely exceed $10,000.00, and very possibly much more. Student loan companies fight these matters to the bitter end, usually. The last one I assisted on had legal fees of over $20,000.
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