AV Preeminent Peer Rated Attorneys
Long Beach Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Long Beach Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Long Beach Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

McOmber McOmber & Luber, P.C.

5.0
230 Reviews

  • Serving Long Beach, NJ and Ocean County, New Jersey

  • Law Firm with 27 lawyers3 awards

  • Providing clients with distinguished experience and dedicated service since 1974

  • Bankruptcy LawyersAlternative Dispute Resolution, Appellate Practice, and 115 more

  • Free Consultation

  • Offers Video

Austin Tobin
Bankruptcy Lawyer
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Weinberger Divorce & Family Law Group, LLC

4.7
257 Reviews

  • Serving Long Beach, NJ and Ocean County, New Jersey

  • Law Firm with 24 lawyers4 awards

  • Trusted authorities on New Jersey Divorce and Family Law. Guidance and experience that you can rely upon.

  • Bankruptcy LawyersDivorce Mediation, Family Law, and 83 more

Gina-Marie Izzo
Attorney
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Looking for Bankruptcy Lawyers in Long Beach?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
95 %

297 Client Reviews

PEER REVIEWS
4.5

30 Peer Reviews

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

CAn HOA fees be discharged through bankruptcy?

Dawn DiManna
Answered by attorney Dawn DiManna (Unclaimed Profile)
Bankruptcy lawyer at DiManna Law Office, LLC
Section 523(a)(16) of the bankruptcy law, as amended by the 2005 Bankruptcy Reform Act, makes homeowners or condominium association fees nondischargeable, but only if the association fees arose after the date the bankruptcy was filed, and only for so long as the debtor has an ownership interest, or some other equitable interest, in the property. A post-bankruptcy sale or foreclosure of the debtor's interest in the property, once fully completed, ends any further accumulation of association fees. Wait until the foreclosure happens and is finalized and then file so ALL HOA's would be discharged.
Section 523(a)(16) of the bankruptcy law, as amended by the 2005 Bankruptcy Reform Act, makes homeowners or condominium association fees nondischargeable, but only if the association fees arose after the date the bankruptcy was filed, and only for so long as the debtor has an ownership interest, or some other equitable interest, in the property. A post-bankruptcy sale or foreclosure of the debtor's interest in the property, once fully completed, ends any further accumulation of association fees. Wait until the foreclosure happens and is finalized and then file so ALL HOA's would be discharged.
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If I co-sign for someone and they are not paying the bill, and has admitted that it is their debt, am I still legally responsible?

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Answered by attorney Jeffrey Z. Dworin (Unclaimed Profile)
Bankruptcy lawyer at Law Offices of Jeffrey Z. Dworin
Co-signing refers to either signing a guarantee, or agreeing to be a co-debtor. Either way, you are fully responsible. You knew it was the other party's debt when you agreed to pay it. The only way out is bankruptcy. You may also ask the creditor if you can re-instate the lone - i.e. make past due payments - which will be better if your friend will start paying again.
Co-signing refers to either signing a guarantee, or agreeing to be a co-debtor. Either way, you are fully responsible. You knew it was the other party's debt when you agreed to pay it. The only way out is bankruptcy. You may also ask the creditor if you can re-instate the lone - i.e. make past due payments - which will be better if your friend will start paying again.
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How will the mortgage affect the credit score?

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Answered by attorney Phong Thanh Tran (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Pho Ethan Tran, PLLC
If her name is not on the loan, she is not responsible for paying the mortgage unless the court assigns some of the debt to her in a divorce proceeding.
If her name is not on the loan, she is not responsible for paying the mortgage unless the court assigns some of the debt to her in a divorce proceeding.
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