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Laredo Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Laredo Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Laredo Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Zaffirini & Castillo

3.9
2 Reviews

  • 1407 Washington Street, Laredo, TX 78042

  • Law Firm with 2 lawyers1 award

  • Serving the Laredo Area: Litigation, Oil & Gas, Real Estate, Divorce, Wills & Probate

  • Bankruptcy LawyersLitigation, Civil Litigation, and 18 more

  • Free Consultation

Guadalupe Castillo
Bankruptcy Lawyer
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Looking for Bankruptcy Lawyers in Laredo?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
51 %

44 Client Reviews

PEER REVIEWS
3.8

34 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Is it too early to refinance or do we have to wait for the 10 year period?

Peter Maurice Lively
Answered by attorney Peter Maurice Lively (Unclaimed Profile)
Bankruptcy lawyer at The Law Offices of Peter M. Lively
The only ten year period associated with a bankruptcy filing is the amount of time that a bankruptcy reference remains on your credit report. While that derogatory reference on your credit may affect your refinance interest rate, it will not prevent you from being able to refinance if you are otherwise qualified. NOTE: Some lenders are now refusing to refinance where Chapter 7 debtors have not reaffirmed the home loan before the bankruptcy discharge. If this happens, find a different lender to provide the refinance loan.
The only ten year period associated with a bankruptcy filing is the amount of time that a bankruptcy reference remains on your credit report. While that derogatory reference on your credit may affect your refinance interest rate, it will not prevent you from being able to refinance if you are otherwise qualified. NOTE: Some lenders are now refusing to refinance where Chapter 7 debtors have not reaffirmed the home loan before the bankruptcy discharge. If this happens, find a different lender to provide the refinance loan.
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If sheriffs gives me a 5 day notice can I file for emergency bankruptcy?

Diane L Drain
Answered by attorney Diane L Drain (Unclaimed Profile)
Bankruptcy lawyer at Law Office of D. L. Drain, P.A.
Using a bankruptcy to stop a forcible entry and detainer is overkill. You cannot get a bankruptcy off your credit by dismissing it. Bankruptcies need to be filed with forethought and done very carefully. See if the new owner will give you more time by you paying rent for the period that you need.
Using a bankruptcy to stop a forcible entry and detainer is overkill. You cannot get a bankruptcy off your credit by dismissing it. Bankruptcies need to be filed with forethought and done very carefully. See if the new owner will give you more time by you paying rent for the period that you need.
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What if I can't pay a judgment on a credit card debt, how can I get out of it, can I file bankruptcy, can I dispute it?

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Answered by attorney Philip Rory Boardman (Unclaimed Profile)
Bankruptcy lawyer at Haven Law Group, P.C.
Yes, a chapter 7 or 13 would definitely discharge the cc judgment. You should schedule a free consultation with a good bankruptcy attorney.
Yes, a chapter 7 or 13 would definitely discharge the cc judgment. You should schedule a free consultation with a good bankruptcy attorney.